Emerald Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$941,382,758
Clients
215
Advisors
4
of 11 employees
About
Emerald Advisors serves individuals, high net worth families, trusts, estates, foundations and business entities through a multi-family office model that combines financial planning, consulting, and discretionary investment management. The firm manages nearly $941.4 million in client assets (as of December 31, 2025) and offers tiered planning memberships (e.g., Diamond, Emerald, Ruby) alongside portfolio management and family office support.
The firm takes a customized, top‑down approach to align assets with each family’s goals, emphasizing capital preservation and long‑term, tax‑aware strategies while allocating across ETFs, individual equities and debt, market‑linked notes, private placements and, when appropriate, independent managers. Emerald Advisors monitors portfolios on an ongoing basis, rebalances periodically, and supplements advisory relationships with estate planning facilitation via a third‑party technology platform that provides advisor read‑only visibility and an optional live attorney consultation model.
Emerald Advisors is notable among team firms for supervising a relatively large asset base with a small advisory team, resulting in higher AUM per advisor than many peers, and for offering periodic educational seminars and client workshops (with premium events sometimes billed separately). The firm also provides several atypical operational services for its size, including third‑party class‑action claim monitoring (clients are included unless they opt out and the vendor retains 15% of recoveries), coordination of estate document creation through the platform, and a range of family office amenities such as bill‑pay, lending facilitation and trustee services.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Customized flat or project-based fees for financial planning and consulting services may be negotiated.
$0 - $2,000,000: 0.90% $2,000,000 - $5,000,000: 0.80% $5,000,000 - $10,000,000: 0.70% $10,000,000 - $25,000,000: 0.60% $25,000,000+: 0.50%
Certain supervised persons offer insurance products on a commission basis, separate from advisory fees.
Fee-only: Financial planning and consulting services offered as flat annual fees organized into membership levels: Diamond $3,000 annually ($250/month), Sapphire $3,000 annually ($250/month), Emerald $6,000 annually ($500/month), Ruby retainer fees negotiated individually.
Main office
3055 112th Ave NE, Suite 206
Bellevue WA 98004
Advisors at this office
4
Most active in
California · Colorado · District of Columbia · Georgia · Illinois · Louisiana · Maryland · Michigan · Minnesota · Nebraska · New York · Ohio · Texas · Utah · Virginia · Washington
Also doing business as
Emerald Advisors, LLC · The Smith Group · The Smith Group Multi Family Office
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Matthew H
CFA®
Bellevue, WA
Emerald Advisors, LLC
Matthew Hill is a CFA® charterholder with one year of experience at Emerald Advisors, LLC. Prior to joining Emerald Advisors, he worked at Premera Blue Cross for six years and BlackRock for five years. Emerald Advisors serves individuals, high net worth families, trusts, estates, foundations, and business entities through a multi-family office model combining financial planning, consulting, and discretionary investment management. The firm employs a customized, top-down approach focused on capital preservation and tax-aware strategies while monitoring and rebalancing portfolios across various asset types.
Michael S
Series 66
Bellevue, WA
Emerald Advisors, LLC
Michael Smith is a financial advisor with Emerald Advisors, LLC in Bellevue, WA, holding a Series 66 designation and 20 years of industry experience. He previously worked at Merrill Lynch from 2007 to 2019 before joining Emerald Advisors in 2019. Outside of his advisory role, Smith serves on the Seattle Children’s Hospital Legacy Council, contributing to the nonprofit’s growth planning. Emerald Advisors is a multi-family office–style registered investment adviser serving individuals, high-net-worth families, trusts, estates, and other entities. The firm employs a customized, top-down planning process focused on capital preservation through long-term, tax-efficient strategies while incorporating private equity, real estate, and other alternative investments when appropriate.
Michael M
ChFC®, Series 66
Bellevue, WA
Emerald Advisors, LLC
Michael Mcferran is a financial advisor at Emerald Advisors, LLC, holding the ChFC® designation and Series 66 license with 18 years of industry experience. He previously worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Emerald Advisors is a multi-family office–style registered investment adviser serving individuals, high-net-worth families, trusts, estates, and other entities. The firm offers financial planning, consulting, and discretionary portfolio management, emphasizing long-term, tax-efficient strategies tailored to clients’ risk tolerance and liquidity needs.
Emily W
CFP®, Series 63, Series 66
Bellevue, WA
Emerald Advisors, LLC
Emily Weed is a CFP® with 10 years of industry experience, currently serving at Emerald Advisors, LLC in Bellevue, WA. Her prior roles include positions at M.S. Howells & CO, Bank of America, Merrill, and AXA Advisors. Emerald Advisors serves individuals, high net worth families, trusts, estates, foundations, and business entities through a multi-family office model combining financial planning, consulting, and discretionary investment management. The firm emphasizes customized, tax-aware strategies focused on capital preservation and manages nearly $941.4 million in client assets.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)