Emerald Blue Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$88,302,298
Clients
188
Advisors
3
of 4 employees
About
Emerald Blue Advisors serves individuals (including high-net-worth clients), businesses, pension and profit-sharing plans, and charitable organizations, managing roughly $89 million across about 188 client accounts with a three-advisor team. The firm provides portfolio management, pension consulting, comprehensive financial planning, and periodic educational workshops on topics such as retirement planning, cash flow analysis, and estate planning.
The firm’s investment process is built around a structured decision framework that emphasizes retirement income engineering and tax-aware distribution planning, coordinating withdrawal sequencing across taxable, tax‑deferred, and tax‑free accounts and incorporating Social Security into long-term plans. Risk management is treated as an ongoing process—addressing sequencing, longevity, inflation, and behavioral risks—and the firm uses charting, fundamental, modern portfolio theory and quantitative analysis across long‑term, short‑term and options strategies.
Distinctive features include the regular, fee‑based educational seminars the firm offers to clients and the fact that certain supervised persons are also licensed insurance agents, a relationship the firm discloses and manages through policies and periodic review to address conflicts of interest. Emerald Blue also refers clients to third‑party investment managers when appropriate and makes use of third‑party custodial and platform services while monitoring those managers’ performance.
Client services
Expertise
Fee options
Fixed fees for financial planning between $1,500 and $4,000.
All Assets+: 1.25% Options Accounts+: 1.50% $0+: 1.25% (Pension Consulting)
Between $375 and $700 per hour for financial planning services.
Fee-only: Financial planning fixed fees between $1,500 and $4,000; hourly fees between $375 and $700 per hour.
Main office
25201 Paseo De Alicia, Suite 125
Laguna Hills CA 92653
Advisors at this office
3
Most active in
Arizona · California · Washington
Also doing business as
Coeus Financial · Emerald Blue Advisors · Emerald Blue Advisors Inc. · Paris Financial
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Jeff L
ChFC®
Laguna Hills, CA
Emerald Blue Advisors
Jeff Lowe is a ChFC® credentialed financial advisor at Emerald Blue Advisors with 14 years of industry experience. He has been with Emerald Blue Advisors since 2013. In addition to his advisory role, he works as an independent insurance agent, selling traditional insurance products through unaffiliated carriers. Emerald Blue Advisors serves individuals, businesses, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm employs a mix of fundamental, quantitative, and modern portfolio theory-based strategies, offers educational seminars, and manages approximately $69 million in assets across a three-advisor team.
Hicham N
CFA®, Series 66
Laguna Hills, CA
Emerald Blue Advisors
Hicham Nasreddine is a CFA® charterholder and holds a Series 66 license, with six years of industry experience. He has worked at Emerald Blue Advisors since 2020 and previously held roles at Auto Nation, AXA Advisors, and GMIB SAL. Emerald Blue Advisors serves individuals, businesses, pension and profit-sharing plans, and charitable organizations, offering portfolio management, financial planning, and pension consulting. The firm manages discretionary accounts using a combination of model allocations, charting, fundamental and quantitative analysis, and modern portfolio theory, and provides educational seminars on various financial topics.
Rola H
Series 63, Series 65
Laguna Hills, CA
Emerald Blue Advisors
Rola Hajeb is a financial advisor at Emerald Blue Advisors with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Emerald Blue Advisors since 2013. In addition to her advisory role, Hajeb is a licensed insurance agent with America's IRA Centers. Emerald Blue Advisors serves individuals, businesses, pension and profit-sharing plans, and charitable organizations, offering portfolio management, financial planning, and pension consulting. The firm manages discretionary accounts using a combination of model allocations, analysis techniques, and modern portfolio theory, and provides educational seminars on various financial topics.
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