Emerald Pacific Investment Advisors LLC

Emerald Pacific Investment Advisors provides investment advisory services to individuals, high‑net‑worth clients, partnerships, corporations and other business entities, offering ongoing portfolio management as well as guidance on retirement rollovers and “held‑away” accounts. The firm charges asset‑based (percentage‑of‑AUM) advisory fees and does not sponsor or participate in wrap fee programs.

Advisory services are delivered on a non‑discretionary, customized basis: the firm gathers each client’s financial information, recommends an asset allocation, and typically constructs diversified portfolios using individual stocks and bonds, mutual funds, ETFs and REITs. The firm uses fundamental and technical analysis and may pursue both long‑ and short‑term strategies, monitoring accounts regularly and implementing trades only with client approval.

The firm’s brochure discloses several material regulatory and disciplinary events involving its principal, including prior sanctions connected with a former broker‑dealer role, a historical administrative prohibition in state mortgage licensing that later expired before licensure was obtained, a recent state insurance‑producer probation tied to an outstanding IRS debt with reporting conditions, and a 2002 bankruptcy discharge. The brochure also describes an affiliation with a mortgage brokerage, notes the principal is licensed to sell insurance and spends a material portion of weekly time on mortgage brokerage activities during trading hours, and reports that the firm managed no client assets as of December 31, 2025, all of which are described as potential sources of conflicts the firm says it addresses through fiduciary disclosures.