Empire Financial Group, LLC

Empire Financial Group is a small, independent registered investment adviser that primarily provides discretionary investment management and financial planning for individual clients, and states it may in the future manage personal trusts, charitable foundations, pension plans, estates and corporations. Services described in the brochure include portfolio construction using individual equities, bonds, mutual funds, ETFs, master limited partnerships and private placements, plus written financial plans developed after in‑depth client interviews.

The firm follows a top‑down sector‑rotation strategy, favoring established, dividend‑paying companies and emphasizing tax efficiency through longer holding periods and infrequent trading. Research inputs include commercially available software, rating services and broker‑dealer research, and the firm may recommend private equity or debt investments when consistent with client objectives and liquidity constraints.

Noteworthy disclosures include an ADV amendment addressing the mechanics of quarterly fee billing and an explicit affiliation with an accounting practice: the owner is a licensed CPA who devotes a substantial portion (about 65%) of his time to that accounting business and serves some clients in both accounting and advisory capacities. The brochure also discloses the potential for conflicts when recommending private placements in which the adviser or family members may have interests or directorships, and it documents procedures for client disclosure and the voluntary nature of such investments.