Encompass Advisors, Ltd.

Encompass Advisors provides discretionary and non‑discretionary investment management and financial planning to individuals, high‑net‑worth clients, trusts, estates, and businesses, and advises on retirement accounts including ERISA/IRA rollovers. The firm manages approximately $46.7 million in client assets across about 48 client relationships and offers services such as customized asset allocation, periodic rebalancing, tax‑aware retention of legacy positions, and management of held‑away plan assets via a third‑party aggregation platform.

The firm’s investment approach is primarily long‑term and centered on diversified, low‑cost mutual funds and ETFs, while also using individual stocks, bonds and options as needed; security selection is informed by fundamental, technical, and cyclical analysis. Financial planning is offered on fixed‑fee or hourly terms, and the advisor treats rollover recommendations and retirement plan advice as fiduciary engagements, with ongoing monitoring and rebalancing of plan‑type accounts.

Distinctive aspects include its provision of institutional‑style services for plan and business assets—such as managing 401(k)/403(b) options through an account aggregation service—which is less common among firms of this size, and the principal’s professional credentials and training. The brochure discloses that the principal maintains an active CPA license and CFP certification and holds advanced legal and business degrees, while the firm also participates in an institutional custody program that supports execution, custody, and research resources.