Encompass More Asset Management LLC

Steven Durdin is a financial advisor with Encompass More Asset Management LLC in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Lincoln Investment and Global View Capital Management. Outside of advisory work, he is a managing member of a flow-through entity that handles revenue and consulting fees related to his firm and provides limited consulting and financial assistance to his son's auto detailing business. Encompass More Asset Management LLC serves individual and high-net-worth clients, offering discretionary portfolio management through a combination of proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach incorporating quantitative, qualitative, and fundamental analysis, with portfolio management delegated to in-house models and unaffiliated sub-advisers.

Jay Penney is a CFP® and CFA® with 42 years of industry experience. He is currently with Encompass More Asset Management LLC and has held previous roles at M.S. Howells & Co., Ashton Thomas Private Wealth, and Geneos Wealth Management Inc., among others. He operates Jay R. Penney, L.L.C., an S-Corporation through which he receives business revenues related to his wealth management practice. Encompass More Asset Management LLC primarily serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party models, financial planning, and access to private placements. The firm manages approximately $582 million for around 4,000 clients and employs a model-based investment approach that incorporates quantitative, qualitative, and fundamental analysis.

Heidi Thornton is a Series 65-licensed financial advisor with Encompass More Asset Management LLC in Las Vegas, NV, where she has worked since 2025. She has prior experience as a Life & Health Insurance Agent with Partners Life since 2017, assisting clients primarily with Medicare plans. Encompass More Asset Management LLC serves individual and high-net-worth clients by providing discretionary portfolio management through proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis, focusing solely on individual investors rather than corporate or charitable clients.

Terry Cox is a financial advisor at Encompass More Asset Management LLC with 18 years of industry experience. He holds a Series 66 designation and previously worked at Kingswood Capital Partners, Capital Wealth Alliance, and Raymond James Financial Services. Cox is also the owner of an independent insurance agency, TDC Insurance LLC, which brokers fixed life and annuity products. Encompass More Asset Management LLC primarily serves individual and high-net-worth clients by providing discretionary portfolio management, financial planning, and access to private placements. The firm employs a model-based investment approach utilizing both proprietary and third-party portfolios and manages approximately $582 million for around 4,000 clients.

Gerardo Garcia is a financial advisor at Encompass More Asset Management LLC with six years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Verity Asset Management and Appreciation Financial. Outside of his advisory role, Garcia is involved in multiple business activities including serving as president of Garcia Ventures and working with specialty payroll, estate planning, and annuity marketing firms. Encompass More Asset Management primarily serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach that integrates quantitative, qualitative, and fundamental analysis, and delegates portfolio management to in-house models and unaffiliated sub-advisers.

Joseph Mougette is a financial advisor at Encompass More Asset Management LLC with one year of industry experience. He holds a Series 65 designation and has prior work history at Appreciation Financial, Carmax, and Aramark Corp. He is also a licensed independent insurance agent. Encompass More Asset Management LLC serves individual and high-net-worth clients by providing discretionary portfolio management through proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis, with a focus exclusively on individual and HNW investors.

Robert Du Charme is a financial advisor with Encompass More Asset Management LLC, holding Series 63 and Series 65 credentials and over 24 years of industry experience. His prior roles include positions at SCF Investment Advisors, Global View Capital Management, and Purshe Kaplan Sterling Investments. Outside of his advisory work, he owns and operates Du Charme Financial Solutions and Du Charme Financial & Business Solutions, providing accounting, tax, and business consulting services. Encompass More Asset Management LLC serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party models, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis, focusing exclusively on individual investors rather than corporate or charitable clients.

Christopher Hamm is a financial advisor at Encompass More Asset Management LLC with two years of industry experience. He holds a Series 65 designation and has previously worked at FSAM LLC and Thinkbetter. Outside of his advisory role, he serves as CEO of CASPR and Hamm Ventures, specializing in tax planning and relocation consulting. Encompass More Asset Management primarily serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis, with a focus on individual investors rather than corporate or charitable clients.

James Sayas is a financial advisor at Encompass More Asset Management LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at SCF Investment Advisors, Global View Capital Management, and Royalty Financial Planning and Insurance, among others. Outside of advising, he holds a strategic account executive role at The Craneware Group, a healthcare software company, and serves as a board member of the Wisconsin Alumni Association Waukesha County Chapter. Encompass More Asset Management primarily serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party models, financial planning, and access to private placements. The firm employs a model-based investment approach that integrates quantitative, qualitative, and fundamental analysis on the Amplify platform.

Dennis Burd is an investment advisor with Encompass More Asset Management LLC, holding Series 63 and Series 66 licenses and having 42 years of industry experience. His career includes roles at Verity Asset Management, Questar Capital Corporation, and ownership of Burd Financial Group, an insurance agency. Encompass More Asset Management LLC serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis, with a focus on individuals rather than corporate or charitable clients.

Eric Drudge is a Series 65 licensed financial advisor with Encompass More Asset Management LLC, based in San Antonio, TX. He has one year of experience at Encompass More and a prior background that includes four years at Compass Group USA and ongoing involvement with The Triumph Agency LLC, a business he co-founded with his wife that provides life insurance and Medicare-related services. Encompass More Asset Management primarily serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party models, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis, with a focus solely on individual and HNW investors.

Christopher Smith is a financial advisor with Encompass More Asset Management LLC, holding a Series 65 license and one year of industry experience. His prior work includes roles at HLH Aviation and Boeing. He is also a licensed independent insurance agent. Encompass More Asset Management LLC serves individual and high-net-worth clients by providing discretionary portfolio management, financial planning, and access to private placements. The firm uses a model-based investment approach combining quantitative, qualitative, and fundamental analysis, managing approximately $582 million for around 4,000 clients.

Jonathan Miller is a Series 65-licensed advisor at Encompass More Asset Management LLC with four years of industry experience. Prior to joining Encompass More in 2022, he worked at Verity Asset Management and has business consulting roles outside of his advisory work, including referring business owners to ERC Specialists, LLC. and serving as a business concierge with Linqqs LLC. Encompass More Asset Management primarily serves individual and high-net-worth clients by providing discretionary portfolio management through a combination of proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach and focuses exclusively on individuals and HNW investors rather than corporate or charitable clients.

Apris Walker is a financial advisor with Encompass More Asset Management LLC in Abington, PA, holding Series 63 and Series 65 credentials and five years of industry experience. Prior to joining Encompass More, Walker worked at Vantage Financial and Primerica Advisors. Encompass More Asset Management primarily serves individual and high-net-worth clients, providing discretionary portfolio management through proprietary and third-party model portfolios, financial planning, and access to private placements for accredited investors. The firm employs a model-based investment approach utilizing quantitative, qualitative, and fundamental analysis, including exposure to digital-asset related vehicles.

Adam Moeller is a financial advisor with Encompass More Asset Management LLC in Denver, CO, holding a Series 66 designation and 16 years of industry experience. He has previously worked at Foundations Investment Advisors, llc and Wealth Watch Advisors LLC. Outside of his advisory role, he operates AJM Financial LLC as an independent insurance agent, selling various fixed and indexed annuities and life and health insurance products. Encompass More Asset Management primarily serves individual and high-net-worth clients, offering discretionary portfolio management through model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis, and focuses exclusively on individuals rather than corporate or charitable clients.