Endowe Advisory LLC

Endowe Advisory LLC provides automated investment advisory services to individual U.S. investors exclusively through a proprietary interactive website and mobile application, offering both a complimentary one‑time algorithmic investment recommendation and ongoing discretionary portfolio management. All onboarding, disclosures, communications, and implementation occur electronically, and clients must establish brokerage accounts at Interactive Brokers for funds to be managed.

The firm’s investment process is driven entirely by its algorithms and by model portfolios made available through a third‑party provider, constructing diversified allocations of ETFs, mutual funds, equities, and fixed‑income securities and automatically rebalancing to maintain target allocations. Firm personnel are limited to technical and administrative support and may intervene only for operational errors or system issues; investment advice and trading decisions are generated by the platform and depend on client inputs and external data feeds.

Notable differences from many peers include an integrated gift‑registry workflow operated by the affiliated parent, with gift contributions processed through a payments provider into FBO subaccounts and transferred to clients’ brokerage accounts before management, and an affiliated platform that assesses transaction‑related platform fees. The firm is newly registered with a very small asset and client base, requires electronic consent for all communications, directs clients to a single custodian, and does not vote proxies on securities held in client accounts.