Engineering Financial Independence, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Engineering Financial Independence, Inc. provides portfolio management and financial planning services to individual and high-net-worth clients, managing roughly $5.0 million across a small number of client relationships. The firm also offers a free subscription service that includes email content, blog posts, and newsletters intended as general investor commentary rather than client-specific recommendations.
The adviser creates a written Investment Policy Statement for each client and typically manages accounts on a discretionary basis, tailoring implementation to clients’ goals, time horizons, and documented risk tolerances. Its investment process combines fundamental analysis, modern portfolio theory, and quantitative methods, and it implements both long-term equity strategies and options trading alongside mutual funds, ETFs, and fixed income.
Compared with many peers, the firm’s regular periodical content and newsletter distribution is an uncommon feature for a small independent adviser and is made available free to subscribers. The firm’s explicit use of options strategies — including covered and uncovered positions and spread strategies — is also noteworthy and represents an implementation approach that carries additional risk considerations for prospective clients.
Client services
Expertise
Occupation focus
Fee options
Up to $25,000 fixed fee for financial plans, negotiable and can be waived or reduced
$1 - $1,500,000: 1.50% $1,500,001 - $3,000,000: 1.25% $3,000,001+: 1.00%
$200 to $500 per hour
Main office
Poway CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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