Enlight Financial LLC

The firm provides fee-based investment advisory and financial planning services to individuals, trusts, estates, and charitable organizations, offering both discretionary and nondiscretionary portfolio management and standalone financial plans. As is common among independent advisors, it generally charges percentage-of-assets management fees and tailors services to clients’ stated objectives and restrictions.

Enlight’s investment process emphasizes a tactical allocation strategy that integrates both fundamental and technical analysis to manage risk and seek improved performance; the adviser may use exchange-listed securities, municipal and U.S. government securities, mutual funds, and interests in real-estate partnerships and may employ cash positions as a hedge. The adviser implements long- and short-term trading as appropriate, may recommend reallocations or specific stock selections for sector or dividend objectives, and overlays tax or harvesting decisions where relevant.

Compared with many peers, Enlight also acts as a wrap-fee program sponsor for certain accounts and manages wrap and non-wrap accounts with the same strategy, and its investment advisory representatives are licensed to sell insurance products and may receive commissions for those sales — arrangements the brochure discloses as potential conflicts of interest. The firm also offers tax and accounting services for separate fees and participates in an institutional custodial program that provides operational and research support, which can influence execution and service access.