Envest Asset Management, LLC
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About
Envest Asset Management serves individual and high-net-worth clients as well as employer plan sponsors, providing discretionary and non-discretionary portfolio management, comprehensive financial planning, pension consulting, and employee benefit plan services. The firm reports roughly $45 million in assets under management, works with about 67 client relationships, and offers ongoing financial planning and investment supervision alongside one-off planning engagements.
The firm describes a holistic investment approach that integrates client-specific investment policy development with a primarily passive portfolio management strategy, using index mutual funds and ETFs alongside fundamental and cyclical analysis. EAM also incorporates ESG/SRI priorities on request, may allocate to outside managers or model portfolios, and uses both discretionary authority and client-directed (non-discretionary) arrangements depending on client preference.
Notable differences from many peers include a documented program of educational seminars and speaking engagements for groups and plan participants, plus a formal employee financial wellness offering tied to its pension and benefit plan services. The firm also highlights the ability to offer private SRI/ESG investment opportunities to accredited investors, and lists in-house tax capability (an Enrolled Agent on staff) and advisors holding advanced credentials (CPWA and CFP) as distinctive elements of its advisory platform.
Client services
Expertise
Fee options
Flat fees may be charged for financial planning and flat fee offering modified; flat fees are negotiable depending on client complexity.
$1 - $1,000,000: 1.15% annually $1,000,001 - $2,500,000: 0.95% annually $2,500,001 - $5,000,000: 0.85% annually $5,000,001 - Negotiated: Negotiated
Financial Planning Hourly Fee between $150.00 and $250.00 per hour depending on complexity.
Fee-only: Comprehensive Financial Planning only: Generally $5,000 (payable 70% upon engagement and remaining upon delivery), with updates not less than $600.
Main office
See officeRidgefield CT
Advisors at this office
1
Most active in
California · Connecticut · New York · Pennsylvania · Texas · Vermont
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
James O
Series 63, Series 65
Ridgefield, CT
Envest Asset Management, LLC
James Osborn is a financial advisor at Envest Asset Management, LLC with seven years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Energy Power Management I, LLC. Osborn maintains membership interests in Energy Power Investment Holdings, an activity that occupies less than 10% of his time. Envest Asset Management advises individuals, including high-net-worth clients, as well as pension and employee benefit plan sponsors, charitable organizations, and corporations. The firm offers portfolio management and financial planning services, applying a holistic approach that may include socially responsible and ESG investing alongside traditional strategies.
Karen O
CFP®, Series 66
Dorset, VT
Envest Asset Management, LLC
Karen Ogden is a CFP® with 19 years of industry experience and currently serves as an advisor at Envest Asset Management, LLC. Her prior experience includes roles at Purkiss Capital Advisors, Inc. and Guggenheim Securities, LLC. Envest Asset Management serves individual and high-net-worth clients as well as employer plan sponsors, providing portfolio management, financial planning, pension consulting, and employee benefit plan services. The firm uses a holistic investment approach that combines client-specific policy development with primarily passive strategies, incorporating ESG/SRI options and educational programs for clients and plan participants.
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