Envision Wealth Planning Inc.

Envision Wealth Planning is an independent registered investment adviser that provides discretionary asset management, financial planning, and ERISA retirement‑plan advisory and consulting to individuals, high‑net‑worth clients, trusts, estates, and corporate or business entities. The firm reports managing roughly $21.5 million in discretionary assets for about 106 clients and uses percentage‑of‑AUM fees for investment management while also offering fixed‑fee financial planning and held‑away account management.

The firm’s investment process combines fundamental analysis and Modern Portfolio Theory to build diversified portfolios and it typically operates with discretionary trading authority, including the ability to hire sub‑advisors or third‑party money managers. For workplace retirement plans Envision documents and implements both limited‑scope 3(21) advisory services and full‑discretion 3(38) investment‑manager services—preparing Investment Policy Statements, monitoring and benchmarking options, recommending QDIAs, and providing participant education and model portfolios—with client accounts reviewed at least quarterly.

Compared with many solo independent advisers, Envision discloses a broader range of services and relationships: it is affiliated with an insurance business (Envision Insurance Services, LLC), works with corporate/business clients and pension plans, and maintains referral and TPM relationships (including an arrangement with First Affirmative). The firm also conducts paid speaking engagements and educational seminars (with fees and some pro‑bono presentations described in its brochure) and discloses referral fees and sub‑advisor arrangements in its client materials.