Epiphany Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Epiphany Capital provides financial planning, coaching, and investment management primarily by recommending and coordinating with third‑party portfolio managers to implement portfolio models for pooled vehicles and institutional accounts. The firm also offers advisory services to individual investors, families, and small business owners covering retirement, estate, tax, college, and insurance planning.
The firm’s implementation model centers on selecting unaffiliated third‑party managers (TPMs) and acting as a liaison to help clients choose allocation models, complete onboarding, and periodically review account activity; TPMs typically allocate among asset‑class funds and perform quarterly rebalancing. Epiphany Capital does not take custody of client assets or exercise direct investment discretion, instead relying on TPMs and custodians to execute trades and deliver account statements.
Compared with many peers, Epiphany Capital regularly provides investor education — including articles, e‑newsletters, e‑seminars, and periodic no‑cost events open to prospective clients — and discloses selection of other advisers as part of its services, which is relatively uncommon for firms in this category. The firm also notes that a principal is licensed to sell insurance and devotes roughly 20% of their time to that activity, with commission income from insurance sales that may present additional conflicts of interest.
Client services
Financial planning
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
Life insurance needs analysis
College savings (529s, UTMA, etc.)
Business succession planning
Occupation focus
Founder/Business Owner
Fee options
$0 - $1,000,000: Included in $10,000 financial advisement fee $1,000,001 - $3,999,999: 0.75% annually $4,000,000+: 0.50% annually
Mr. Choi earns commissions from sale of insurance products (approximately 20% of his time)
Account minimum: No minimum net worth or minimum portfolio requirement for financial planning services Minimum fee: Financial advisement fees start at $10,000 per year including a detailed financial plan; fees increase with complexity and are negotiable Fee-only: Financial planning fees starting at $10,000 per year, negotiable
Main office location
Epiphany Capital
554 Saddlebrook Ln.
Vernon Hills IL 60061, United States
Number of offices
1
Most active in
Epiphany Capital has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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