Equip, LLC

The firm provides fee-only financial planning, wealth management, investment management, career advising and business advising to individuals and families and also offers corporate workshops and trainings. The Form ADV lists a small client base (12 clients) and notes services that include portfolio management, ongoing and project-based financial planning, and educational seminars.

The firm says it builds personal investment policies and asset-allocation targets and advises primarily in stocks, bonds, mutual funds, ETFs, U.S. government and municipal securities, with the ability to incorporate ESG/screening choices. It frequently uses third‑party model managers and platforms (for example, XY Investment Solutions models and Betterment for Advisors), and provides advice on a non‑discretionary basis—seeking client approval before executing trades—while employing both passive and active strategies grounded in modern portfolio theory.

What is distinctive is the mix of client types and service channels for a solo practitioner: the brochure identifies uncommon institutional clients (including a sovereign wealth client, banking/thrift institutions, state or municipal government entities, insurance companies, other investment advisers, charitable organizations, corporations, and pension or profit‑sharing plans) and documents an offering of public and corporate seminars and workshops. The firm also reported $0 in assets under management as of July 31, 2024, and uses modern payment and admin tools (e.g., QuickBooks/PayPal, Venmo, Apple Pay) and recommended custodial relationships to support its advisory and workshop activities.