ERS Capital Management LLC

ERS provides ongoing asset management, financial planning and consulting, retirement-plan advisory, and the recommendation and use of third‑party money managers and sub‑advisers for individuals, trusts, retirement plans, and businesses. Services may be delivered on a discretionary or non‑discretionary basis and include participation in a wrap‑fee program and separate written agreements for financial planning and retirement consulting.

The firm describes a research‑focused, fundamental value approach that blends top‑down macroeconomic analysis with bottom‑up issuer analysis and implements advice using individual equities, fixed‑income securities, mutual funds, ETFs, and allocations to external managers. ERS tailors advice to each client’s objectives and, where applicable, may act in ERISA fiduciary capacities for retirement plans; financial planning and consulting are provided under separate engagements and billed either hourly or as a fixed fee.

Noteworthy features include the explicit offering of both hourly and fixed‑fee planning, and the firm’s role in selecting and recommending unaffiliated third‑party managers while conducting due diligence and not sharing in those managers’ fees — part of its shift away from advising a private pooled investment vehicle. ERS also discloses that it does not charge performance‑based fees, operates as a fee‑only adviser, and generally recommends a single qualified custodian whose products and services it periodically evaluates.