A complete list of active advisors currently associated with Essential Financial Strategies

Warmer can help you find a great advisor at Essential Financial Strategies or one who fits your needs even better.

Essential Financial Strategies is a fee-only holistic financial planning firm that serves individuals and families, with a stated focus on middle-income households and families with school-aged children. The firm offers comprehensive services including financial planning, investment advisory services, tax preparation and planning, estate-plan review, risk management, retirement planning, and business development support. The firm favors long-term, generally passive investment approaches—using index mutual funds, ETFs, and diversified allocations—and conducts periodic reviews to keep portfolios aligned with clients’ goals and tax situations. Rather than charging a percentage-of-assets-under-management, EFS bills via fixed annual retainers, single-session reviews, and hourly project fees, and it may accept discretionary trading authority in retainer engagements and delegate portfolio management to an unaffiliated sub-adviser for certain clients. What is distinctive is the firm’s fee model and service mix: it does not use percentage-of-AUM fees and it integrates tax preparation into its advisory offering, with the advisor employed part‑time at an outside tax service that may file clients’ returns. The firm also uses an unaffiliated sub‑adviser for some accounts and provides occasional contract work (including planning services for survivors of deceased service members), reflecting a blend of planning, tax, and specialized engagements that is not typical for many small independent advisers.

To learn more about the advisors currently working at Essential Financial Strategies, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.