Chattanooga, TN Office

Ethos Private Wealth provides discretionary and non‑discretionary portfolio management and family wealth services primarily to individual and high‑net‑worth clients, typically accepting accounts with a $1 million minimum. The firm prepares individualized Investment Policy Statements, conducts ongoing portfolio monitoring, and offers related services such as IRA rollover advice and financial planning as part of its advisory relationship.

The firm’s investment process uses third‑party macroeconomic research alongside internal due diligence to construct asset allocations across equities, fixed income, alternatives and exchange‑traded instruments, and it documents client risk tolerance and objectives in each IPS. Ethos discloses that it may use derivatives — including options for hedging and yield enhancement — within client accounts and acknowledges the associated leverage and settlement risks; it also describes fiduciary obligations when advising on retirement plan rollovers.

Compared with peers, Ethos discloses prior regulatory matters involving individual representatives — including a 2014–2015 registration lapse (resolved with a consent order) and a 2021 employment communication matter reviewed by FINRA and closed in 2022 — matters the firm reports at the individual level while maintaining firm registrations. The firm also selects certain third‑party managers that pay it a portion of management fees, a compensation arrangement the brochure identifies as a potential conflict and addresses through documented suitability processes and monitoring.