Etzler Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only financial planning and consulting to individuals, families, trusts, and employers, including retirement and tax planning, investment advice, estate planning guidance, risk management, and retirement plan consulting with participant-level counseling and educational workshops. Services are delivered through project-based financial planning, ongoing subscription agreements, and hourly engagements; the firm does not sell financial products or accept commissions.
Investment services for individual clients are non-discretionary and client-directed, with trades implemented only after client approval and account reviews conducted on a client‑initiated basis rather than through continuous monitoring. Planning and subscription engagements are scoped by an “Allocated Time” model (with unused time banked for a limited period) and the firm generally recommends a globally diversified, long-term, largely passive approach while using manager selection or tactical adjustments when appropriate.
What is distinctive about the firm is its combination of primarily non‑discretionary individual advisory work with ERISA Section 3(38) discretionary fiduciary services for employer retirement plans — the firm reported approximately $5.5 million in plan assets managed under 3(38) authority — a mix that is uncommon among peers. The firm also departs from the common percentage‑of‑AUM model by relying on project, subscription, and hourly fees, and it coordinates estate‑document preparation through unaffiliated third‑party providers while offering on‑site participant counseling and workshops as part of its plan consulting.
Client services
Expertise
Fee options
Flat fees for initial Financial Planning Agreements typically range between $3,000 and $5,000.
Hourly rate of $250 per hour with no minimum fee.
Annual subscription fees typically range between $2,000 and $5,000, payable monthly or quarterly in advance.
Fee-only: Firm is a fee-only advisory practice; fees are based on time and scope, not asset values.
Main office
641 Main Street
Red Bluff CA 96080
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Etzler Financial Advisors · Etzler Financial Advisors LLC · Etzler Financial Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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