Miami, FL Office

Everhart Advisors provides investment advisory and consulting services to retirement plan sponsors, individuals, trusts, and other entities, acting as an ERISA 3(21) or 3(38) fiduciary where specified. In addition to portfolio management and financial planning, the firm offers participant education and broader services such as cash‑balance plan consulting, legacy and family‑office style coordination, and tax, accounting and bookkeeping services delivered by or coordinated with CPAs affiliated with the firm.

The firm follows a long‑term, buy‑and‑hold investment philosophy, uses model portfolios and may allocate assets to third‑party sub‑advisers (for example, SEI and Parametric) for specialized strategies, and recommends a mix of mutual funds, ETFs, individual securities and alternative investments where appropriate. Everhart serves as the discretionary investment manager for certain pooled and multiple‑employer plans and emphasizes ongoing monitoring, vendor selection, and participant support as part of its retirement plan engagements.

Noteworthy distinctions include a formal strategic alliance with Hammerman, Graf, Hughes & Company, Inc. (an independent accounting firm) and the firm’s provision of in‑house tax and bookkeeping services, as well as having advisors who are licensed insurance agents and may sell insurance products. The brochure also discloses a prior regulatory consent order relating to an insurance license renewal, and the firm documents less common offerings such as option‑based liquidity strategies (box spreads) and written educational materials supported in part by custodial publications.