Eversight Wealth LLC

Eversight Wealth serves primarily individual clients (and also provides advice to trusts and companies) across the United States, offering investment management together with financial planning. The firm provides both discretionary and non‑discretionary portfolio management and a range of planning services, including tax‑loss harvesting, insurance reviews, Social Security analysis, and college‑savings guidance.

The firm’s investment approach emphasizes minimizing fees, reducing concentrated risk through global diversification, and keeping portfolios simple and easy to maintain, often using inflation‑protected and short‑ to intermediate‑term bond funds alongside diversified equity funds. In some separately managed accounts Eversight implements derivative strategies — for example, using call options as a substitute for direct ETF exposure — and discloses the particular risks that option strategies can introduce.

Eversight is notable among solo independent advisers for charging flat advisory and one‑time planning fees rather than using a percentage‑of‑assets fee model, and for its documented use of derivatives in client accounts, a practice uncommon among peers. The firm also does not accept commissions or performance‑based fees and requires discretionary clients to custody accounts at its designated custodian.