Eves & Haines Wealth Management

Eves & Haines Wealth Management serves individual investors — including high‑net‑worth clients — personal trusts and estates, and some foundations and endowments — offering comprehensive financial planning, ongoing investment advisory services, and project or hourly work. The firm provides tailored portfolio management with explicit offerings for tax‑advantaged municipal and high‑yield corporate bond portfolios, ETF‑based equity strategies, and flat‑fee financial plans.

The firm combines a strategic asset‑allocation framework grounded in academic research with active elements, using technical analysis and optimization techniques for ETF portfolios and an active fixed‑income process that forecasts rates, evaluates credit and selects bonds by yield and features. Clients receive an Investment Policy Statement (IPS) and ongoing monitoring; implementation is through Interactive Brokers and accounts under $250,000 are managed on a discretionary basis while larger accounts may be discretionary or non‑discretionary.

A noteworthy and uncommon aspect is the firm’s affiliation with a sister company that sells life insurance and fixed/indexed annuities — Eves & Haines devotes roughly 20% of its resources to the insurance business and discloses receiving commissions for those products while stating it will only recommend them when appropriate. Operating with two principals and roughly $4.86 million in assets under management for about 20 clients, the firm also reports receiving research benefits from its custodian and does not aggregate trades, reflecting a small, hands‑on operational model.