Fair Trust Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides non‑discretionary asset management, financial planning, and ERISA plan services to individuals, high‑net‑worth clients, pension and profit‑sharing plans, trusts, and estates. It operates as a single‑advisor independent registered investment adviser overseeing roughly $24.4 million for about 25 clients.
Investment advice is delivered on a non‑discretionary basis: the adviser identifies securities and strategy but obtains client approval before executing transactions, tailors portfolios to client goals, time horizons and risk tolerance, and conducts quarterly account reviews using fundamental, technical and charting analysis. For retirement plans the firm may serve as a limited‑scope ERISA 3(21) fiduciary, assisting with investment policy statements, monitoring plan options, and providing participant education and periodic plan reporting.
Noteworthy aspects include that essentially all reported assets are managed on a non‑discretionary basis, an uncommon client mix for a small independent firm that includes pension and profit‑sharing plans and related pension consulting. The brochure also discloses affiliated business activities—a licensed insurance practice (about 5% of the adviser’s time) and a separate divorce‑planning practice (about 40% of the adviser’s time)—and the firm regularly offers free educational seminars and workshops.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.80% annually $2,000,001+: 0.50% annually
$250 per hour for financial planning
Account minimum: $100,000 Fee-only: Hourly fee of $250 per hour for financial planning
Main office
371 Commerce Court
Vadnais Heights MN 55127
Advisors at this office
1
Most active in
Minnesota · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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