Fairchild Capital LLC

The firm serves primarily individual clients and their trusts and estates, including both high‑net‑worth and non‑HNW households, and on a limited basis retirement plans that are connected to individual clients. Services center on a one‑time RoadMap financial planning engagement for retirees or those within about ten years of retirement, an ongoing RoadMap Plus package that combines financial and tax planning with discretionary investment management, and limited hourly project work.

The firm generally requires an initial planning engagement before accepting investment management assignments and favors passive/index mutual funds and ETFs for core portfolio construction while also using modern portfolio theory and other analytical methods. For retirement-focused accounts it employs liability‑driven investing (LDI) concepts and uses a collaborative arrangement with a third‑party manager to implement LDI and other discretionary strategies, and it may recommend outside managers when appropriate.

This is a small, single‑advisor firm managing roughly $103 million for about 107 clients, and it reports serving insurance company clients — a client type that is uncommon among its peers. The firm includes insurance and annuity analysis in its planning work and maintains an insurance license for advisory purposes without selling products, and it may refer clients to a separate, unaffiliated employee‑run tax and accounting practice (including a modest subsidy for certain clients’ tax preparation).