Fairfield Financial Advisors

Updated today

Find your advisor

Client assets under management

$307,846,570

Clients

138

51% high-net-worth

Advisors

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

High

Average account size

$2,230,772

About

Fairfield Financial Advisors is a fee‑only, SEC‑registered investment adviser that provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, and certain institutional clients. Services described in the brochure include cash‑flow and tax planning, retirement and estate planning, and ongoing portfolio management for accounts held at qualified custodians.

The firm follows a strategic asset allocation approach grounded in fundamental analysis, deploying primarily no‑load mutual funds, individual common stocks, fixed income securities, and exchange‑traded funds, with most trading executed through Charles Schwab. Fairfield manages accounts on a discretionary basis when agreed, documents objectives in investment policy statements, and conducts periodic reviews to monitor progress and risk.

What is distinctive for a firm of this size is its explicit work with pooled/plan‑type clients—Fairfield advises pension and profit‑sharing plans and may act as trustee for certain accounts, a role that creates limited custody arrangements and annual surprise examinations by an independent accountant. The brochure also discloses recent enhancements to administrative technology, including cloud‑based and AI‑powered tools used for back‑office functions while stating that all investment decisions are made by firm personnel rather than automated algorithms.

Client services

Financial planning Portfolio management

Expertise

General retirement planning General tax planning

Fee options

Percentage

$0 - $5,000,000: 1% $5,000,001 - $10,000,000: 0.75% $10,000,001+: 0.5%

Other

Fee-only: Fee-only financial planning and investment management; no commissions or other compensation accepted.

Main office location

Fairfield Financial Advisors

The Wellesley Office Park, 20 William Street, Ste 165

Wellesley MA 02481, United States

Number of offices

Most active in

California · Florida · Massachusetts · New Hampshire · New York · Oregon · Pennsylvania · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 781-431-1119

Advisors at this firm

Jane K

CFP®

Wellesley, MA

Fairfield Financial Advisors

Jane King is a CFP® professional at Fairfield Financial Advisors with 32 years of industry experience. She has been with Fairfield Financial Advisors, Ltd. since 1993. Fairfield Financial Advisors is a fee-only, SEC-registered investment adviser that provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, and certain institutional clients. The firm uses a strategic asset allocation approach with primarily no-load mutual funds, individual stocks, fixed income securities, and ETFs, and also advises pension and profit-sharing plans with occasional trustee responsibilities.

General retirement planning General tax planning

Caroline H

Series 63, Series 65

Wellesley, MA

Fairfield Financial Advisors

Caroline Hedges is a financial advisor at Fairfield Financial Advisors with 7 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Fairfield Financial Advisors since 2012. Fairfield Financial Advisors provides personalized, fee-only financial planning and investment management to individuals, high-net-worth clients, families, trusts, estates, pension and profit-sharing plans, and select small businesses and nonprofit entities. The firm employs a strategic asset allocation approach using no-load mutual funds, individual stocks, ETFs, and fixed-income securities, and is noted for its work with institutional client structures and fiduciary roles such as trusteeships.

General retirement planning General tax planning

Not sure where to start?

We'll help you think it through — whether you ultimately need an advisor or not.

Warmer helps you compare advisors clearly — so you can choose with confidence.

Find your advisor

Discover

Compare top advisor firms by metric, firm size, and location.

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you.

Our ongoing support