Fairfield Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$307,846,570
Clients
138
Advisors
2
across 2 offices
About
Fairfield Financial Advisors is a fee‑only, SEC‑registered investment adviser that provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, and certain institutional clients. Services described in the brochure include cash‑flow and tax planning, retirement and estate planning, and ongoing portfolio management for accounts held at qualified custodians.
The firm follows a strategic asset allocation approach grounded in fundamental analysis, deploying primarily no‑load mutual funds, individual common stocks, fixed income securities, and exchange‑traded funds, with most trading executed through Charles Schwab. Fairfield manages accounts on a discretionary basis when agreed, documents objectives in investment policy statements, and conducts periodic reviews to monitor progress and risk.
What is distinctive for a firm of this size is its explicit work with pooled/plan‑type clients—Fairfield advises pension and profit‑sharing plans and may act as trustee for certain accounts, a role that creates limited custody arrangements and annual surprise examinations by an independent accountant. The brochure also discloses recent enhancements to administrative technology, including cloud‑based and AI‑powered tools used for back‑office functions while stating that all investment decisions are made by firm personnel rather than automated algorithms.
Client services
Expertise
Fee options
$0 - $5,000,000: 1% $5,000,001 - $10,000,000: 0.75% $10,000,001+: 0.5%
Fee-only: Fee-only financial planning and investment management; no commissions or other compensation accepted.
Main office
See officeThe Wellesley Office Park, 20 William Street, Ste 165
Wellesley MA 02481
Advisors at this office
1
Offices (2)
Most active in
California · Florida · Massachusetts · New Hampshire · New York · Oregon · Pennsylvania · Texas
Also doing business as
Fairfield Financial Advisors · Fairfield Financial Advisors Ltd
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Jane K
CFP®
Wellesley, MA
Fairfield Financial Advisors
Jane King is a CFP® professional at Fairfield Financial Advisors with 32 years of industry experience. She has been with Fairfield Financial Advisors, Ltd. since 1993. Fairfield Financial Advisors is a fee-only, SEC-registered investment adviser that provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, and certain institutional clients. The firm uses a strategic asset allocation approach with primarily no-load mutual funds, individual stocks, fixed income securities, and ETFs, and also advises pension and profit-sharing plans with occasional trustee responsibilities.
Caroline H
Series 63, Series 65
Wellesley, MA
Fairfield Financial Advisors
Caroline Hedges is a financial advisor at Fairfield Financial Advisors with 7 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Fairfield Financial Advisors since 2012. Fairfield Financial Advisors provides personalized, fee-only financial planning and investment management to individuals, high-net-worth clients, families, trusts, estates, pension and profit-sharing plans, and select small businesses and nonprofit entities. The firm employs a strategic asset allocation approach using no-load mutual funds, individual stocks, ETFs, and fixed-income securities, and is noted for its work with institutional client structures and fiduciary roles such as trusteeships.
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