Fairlane Investment Advisors Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm advises individual investors, including both high-net-worth and non‑HNW clients, through discretionary portfolio management and tailored financial planning. Its services cover model portfolio management for brokerage accounts, participant‑level management of 401(k) and 403(b) accounts, and oversight of variable annuities and plan investment options.
Investment decisions are driven by model asset allocation with individualization based on client questionnaires, periodic reviews, and allowable account restrictions. The firm maintains two primary strategies: a Dynamic Tactical Asset Allocation approach that can employ leveraged mutual funds, hedging and alternative funds, and a Strategic Equity Strategy focused on dividend‑paying stocks screened using a Clean Surplus return‑on‑equity metric.
Noteworthy features include managing employer retirement plan assets at the individual participant level and offering limited financial planning to asset‑management clients at no additional charge. The firm uses Fidelity’s institutional platform for custody and execution, subjects managed 401(k) accounts to a surprise CPA review, and discloses referral arrangements that may pay solicitors a substantial portion of program fees.
Client services
Expertise
Occupation focus
Fee options
Financial planning fees range from $500 to $4,000 depending on plan components; e.g., Full Plan $4,000 initial, updates TBD
$0 - $149,999: 1.50% $150,000 - $499,999: 1.25% $500,000 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.80% $2,000,000+: 0.70%
Account minimum: $150,000 family aggregate recommended, $30,000 minimum per individual account (with a $50,000 minimum recommended for the Strategic Equity Strategy)
Main office
21800 Haggerty Road Suite 112
Northville MI 48167
Advisors at this office
2
Most active in
Florida · Louisiana · Michigan · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Sarah K
Series 65
Northville, MI
Fairlane Investment Advisors Inc
Sarah Kleinstiver is a financial advisor at Fairlane Investment Advisors Inc. with 10 years of industry experience. She holds a Series 65 designation and has been with Fairlane since 2007. Fairlane Investment Advisors serves individual and high-net-worth clients with discretionary portfolio management and ongoing consultation. The firm manages employer-sponsored retirement accounts at the participant level and offers written financial planning and limited planning support for asset-management clients. Their investment approach includes model asset-allocation programs tailored to client risk profiles, a Dynamic Tactical Asset Allocation strategy, and a Strategic Equity strategy focused on dividend-paying stocks.
Joseph K
Series 63, Series 65
Northville, MI
Fairlane Investment Advisors Inc
Joseph Kubic is a financial advisor at Fairlane Investment Advisors Inc with 16 years of industry experience. He holds Series 63 and Series 65 designations and has been with Fairlane since 1984. Fairlane Investment Advisors serves individual investors, including high-net-worth and non-HNW clients, providing discretionary portfolio management and tailored financial planning. The firm employs model asset allocation strategies with individual customization and manages employer retirement plan assets at the participant level.
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