Nashua, NH Amherst Street Office

Fairscale Capital provides financial planning and portfolio management to individuals — including high net worth clients — as well as banking or thrift institutions, non‑profit organizations and business entities. The firm reports roughly $208 million in assets under management across 177 client relationships and operates with three advisors; financial planning is offered either as a stand‑alone engagement or together with ongoing discretionary or non‑discretionary portfolio management.

Investment programs are developed through individualized Investment Policy Statements and implemented with diversified, actively managed allocations across equities, fixed income, mutual funds and ETFs, with model strategies such as capital preservation, growth & income, growth, and dividend stock. The firm combines fundamental, technical and cyclical analysis, generally pursues a buy‑and‑hold approach with regular rebalancing, and may, in limited cases, use margin, options, or recommend a specialized sub‑advisor.

Fairscale disclosed a regulatory matter: in October 2021 it entered a Consent Agreement with the New Hampshire Bureau of Securities Regulation that included a cease‑and‑desist and $5,000 in costs related to not acting on instructions from an attorney‑in‑fact under a power of attorney. The firm also documents negotiable account minimums and flexible fee arrangements (hourly or fixed planning fees and the ability to reduce planning fees when clients engage ongoing portfolio management), which may differ from many peers.