Family CFO Inc

Family CFO provides personalized, fee-only financial planning and discretionary investment management to individuals (including high-net-worth clients), trusts, estates, charitable organizations, small businesses and retirement plans. The firm does not accept commissions or sell commissioned products and delivers advice through asset management agreements, financial planning engagements and occasional hourly work.

The firm’s investment approach emphasizes strategic asset allocation and diversification, using low-cost mutual funds and ETFs (predominantly passive strategies) and periodic reassessment of client risk profiles, with quarterly portfolio reviews. It accepts limited discretionary trading authority, coordinates tax and estate planning with outside professionals, and may engage independent managers for portions of client portfolios.

Family CFO manages roughly $289 million in client assets, an amount large relative to peers of similar size, and uses that scale to offer institutional-style services such as due diligence and ongoing administration for exchange funds and private fund commitments, management of private fund cash flows, and integration of private investments into consolidated performance and risk reporting. The firm operates as a fee-only fiduciary, maintains a written succession agreement with another registered adviser for continuity, and generally avoids market timing and individual stock recommendations.