FBS Securities

FBS Securities provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, charitable organizations, and business entities. Its service offering includes discretionary portfolio management, pension consulting and third‑party plan administration, written financial plans, educational seminars, and separately managed accounts that can be tailored to digital assets and other specialized strategies.

The firm generally manages client accounts on a discretionary basis and documents objectives and constraints in an Investment Policy Statement for each client; it uses both model portfolios and active trading techniques and applies fundamental and technical analysis. Active strategies can include options and other derivatives and are deployed only when the client’s IPS and documented risk tolerance support higher‑risk tactics; the firm also accesses third‑party model portfolios and tax‑management tools via a model marketplace.

Noteworthy distinctions disclosed in the brochure include a prior self‑regulatory settlement involving a management person, the firm’s dual role as an investment adviser and as a retirement‑plan third‑party administrator under the same corporate entity, and the offering of educational seminars—each of which creates conflicts the firm says it discloses and manages. The firm also offers digital‑asset separately managed accounts custodyed on crypto trading platforms and explicitly discloses the use of derivatives in SMAs and related custody and execution considerations that differ from many peers.