Federal Benefits Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Federal Benefits Advisors serves individual clients, with a primary focus on federal and state employees, providing financial planning and consulting, education on government benefits, and advice related to sub-advisor mutual funds held in variable annuities. The firm also assists clients in selecting third-party money managers and offers seminars and workshops on federal benefits and Social Security options.
The firm delivers tailored advice on a non-discretionary basis and conducts periodic account reviews and reporting, while clients retain authority to implement recommendations. For investment management the adviser typically refers clients to independent third‑party asset managers and monitors those relationships rather than exercising trading discretion or taking custody of client assets.
What distinguishes the firm from many peers is the combination of its focus on benefits education (seminars and individualized benefit analyses) and its licensed insurance activities, alongside an asset base concentrated in non‑discretionary variable annuity sub‑accounts. The firm does not provide direct portfolio management for individual accounts, instead relying on third‑party managers and sub‑advice for investment implementation and receiving referral/solicitor compensation in those arrangements.
Client services
Expertise
Occupation focus
Fee options
Insurance products commissions received when insurance products are purchased through the firm
$100 per hour (financial planning services)
Account minimum: $10,000 Fee-only: Financial planning hourly rate of $100 with a minimum of one hour
Main office
Poulsbo WA
Advisors at this office
1
Most active in
Washington
Also doing business as
Federal Benefits Advisors · Marilyn M. Miller · Marilyn M. Miller Dba
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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