Federal Hill Capital Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Federal Hill Capital Management provides discretionary portfolio management and comprehensive financial planning to individual clients — including high-net-worth households — as well as trusts, pension plans, and other institutional entities. The firm also offers insurance advisory services and acts as an insurance broker/agent, selling life, health and annuity products alongside its investment services.
FHCM’s investment process combines fundamental, technical and cyclical analysis across strategies that range from conservative fixed-income to speculative equity and options approaches. The firm routinely employs derivatives (including options and leveraged ETFs) and may use margin or borrowing in separately managed accounts to implement certain objectives, practices that are less common among similarly sized supported firms.
Distinctive features include a small advisory team managing roughly $55.6 million across several hundred client relationships while also operating as an insurance producer that may receive commissions for insurance product sales, a potential conflict the brochure discloses and addresses by encouraging clients to seek outside quotes. FHCM also uses alternative custodial arrangements for non‑public investments (e.g., Digital Trust for real property and promissory notes) and may take custody for fee deduction and trustee responsibilities in certain client engagements.
Client services
Expertise
Occupation focus
Fee options
Financial planning fees priced per plan with a minimum charge of $450 per plan
$0 - $50,000: Fixed Income: 1.50%, Income: 1.90%, Balanced: 2.00%, Growth: 2.00%, Aggressive Growth: 2.00%, Speculative: 2.00% $50,000 - $100,000: Fixed Income: 1.25%, Income: 1.60%, Balanced: 1.80%, Growth: 2.00%, Aggressive Growth: 2.00%, Speculative: 2.00% $100,000 - $250,000: Fixed Income: 1.00%, Income: 1.40%, Balanced: 1.50%, Growth: 1.90%, Aggressive Growth: 2.00%, Speculative: 2.00% $250,000 - $500,000: Fixed Income: 0.75%, Income: 1.25%, Balanced: 1.30%, Growth: 1.70%, Aggressive Growth: 1.90%, Speculative: 2.00% $500,000 - $750,000: Fixed Income: 0.60%, Income: 1.00%, Balanced: 1.20%, Growth: 1.50%, Aggressive Growth: 1.75%, Speculative: 2.00% $750,000+: Negotiable (fees may be negotiated)
Commission received from insurance product sales; rates vary by product and coverage
Hourly financial planning consultations at $150 per hour
Minimum fee: Minimum annual fee charged is $120 per account Fee-only: Financial planning fees priced per plan with a minimum charge of $450 per plan; Hourly financial planning consultations at $150 per hour
Main office
129 N. Third St
Bardstown KY 40004
Advisors at this office
2
Most active in
Kentucky · Texas
Also doing business as
Federal Hill Capital Management · Federal Hill Capital Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
James H
Series 66
Bardstown, KY
Federal Hill Capital Management
James Hoerter is a financial advisor at Federal Hill Capital Management with 17 years of industry experience. He holds the Series 66 designation and has been with Federal Hill Capital Management since 2012. Outside of advising, he is a 10% owner of Federal Hill Holdings, LLC, a real estate holding company based in Bardstown, KY. Federal Hill Capital Management is a small advisory firm serving individuals, trusts, pension plans, banks, and other entities with discretionary portfolio management and comprehensive financial planning. The firm employs a range of investment strategies, including the use of derivatives and leveraged ETFs, and also offers insurance advisory and product sales as part of its services.
Andrew M
Series 66
Bardstown, KY
Federal Hill Capital Management
Andrew Meredith is a Series 66 licensed financial advisor with 18 years of industry experience. He has been with Federal Hill Capital Management since 2009, serving as Chief Executive Officer and Investment Advisor. Outside of his advisory role, Meredith is involved in several non-investment businesses including handyman services and minority ownership in real estate and automobile service companies in Kentucky. Federal Hill Capital Management is a small advisory firm managing approximately $48 million in client assets for individuals, trusts, pension plans, banks, and other entities. The firm employs a range of investment strategies incorporating fundamental, technical, and charting analysis, and also provides insurance advisory and product sales.
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