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Federal Hill Capital Management

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Client assets under management

$55,572,216

Clients

347

12% high-net-worth

Advisors

2

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

174

Very High

Average account size

$160,150

About

Federal Hill Capital Management provides discretionary portfolio management and comprehensive financial planning to individual clients — including high-net-worth households — as well as trusts, pension plans, and other institutional entities. The firm also offers insurance advisory services and acts as an insurance broker/agent, selling life, health and annuity products alongside its investment services.

FHCM’s investment process combines fundamental, technical and cyclical analysis across strategies that range from conservative fixed-income to speculative equity and options approaches. The firm routinely employs derivatives (including options and leveraged ETFs) and may use margin or borrowing in separately managed accounts to implement certain objectives, practices that are less common among similarly sized supported firms.

Distinctive features include a small advisory team managing roughly $55.6 million across several hundred client relationships while also operating as an insurance producer that may receive commissions for insurance product sales, a potential conflict the brochure discloses and addresses by encouraging clients to seek outside quotes. FHCM also uses alternative custodial arrangements for non‑public investments (e.g., Digital Trust for real property and promissory notes) and may take custody for fee deduction and trustee responsibilities in certain client engagements.

Client services

Financial planning Portfolio management

Expertise

Equity compensation tax strategy Long-term care insurance Concentrated stock management Options & derivatives strategies

Occupation focus

Founder/Business Owner

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Fee options

Fixed

Financial planning fees priced per plan with a minimum charge of $450 per plan

Percentage

$0 - $50,000: Fixed Income: 1.50%, Income: 1.90%, Balanced: 2.00%, Growth: 2.00%, Aggressive Growth: 2.00%, Speculative: 2.00% $50,000 - $100,000: Fixed Income: 1.25%, Income: 1.60%, Balanced: 1.80%, Growth: 2.00%, Aggressive Growth: 2.00%, Speculative: 2.00% $100,000 - $250,000: Fixed Income: 1.00%, Income: 1.40%, Balanced: 1.50%, Growth: 1.90%, Aggressive Growth: 2.00%, Speculative: 2.00% $250,000 - $500,000: Fixed Income: 0.75%, Income: 1.25%, Balanced: 1.30%, Growth: 1.70%, Aggressive Growth: 1.90%, Speculative: 2.00% $500,000 - $750,000: Fixed Income: 0.60%, Income: 1.00%, Balanced: 1.20%, Growth: 1.50%, Aggressive Growth: 1.75%, Speculative: 2.00% $750,000+: Negotiable (fees may be negotiated)

Commissions

Commission received from insurance product sales; rates vary by product and coverage

Project-based

Hourly financial planning consultations at $150 per hour

Other

Minimum fee: Minimum annual fee charged is $120 per account Fee-only: Financial planning fees priced per plan with a minimum charge of $450 per plan; Hourly financial planning consultations at $150 per hour

Main office location

Federal Hill Capital Management

129 N. Third St

Bardstown KY 40004, United States

Number of offices

2

Most active in

More info

Kentucky · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 5023485789

Advisors at this firm

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user avatar

James H

Series 66

Bardstown, KY

Federal Hill Capital Management

James Hoerter is a financial advisor at Federal Hill Capital Management with 17 years of industry experience. He holds the Series 66 designation and has been with Federal Hill Capital Management since 2012. Outside of advising, he is a 10% owner of Federal Hill Holdings, LLC, a real estate holding company based in Bardstown, KY. Federal Hill Capital Management is a small advisory firm serving individuals, trusts, pension plans, banks, and other entities with discretionary portfolio management and comprehensive financial planning. The firm employs a range of investment strategies, including the use of derivatives and leveraged ETFs, and also offers insurance advisory and product sales as part of its services.

Equity compensation tax strategy Long-term care insurance Concentrated stock management Options & derivatives strategies Founder/Business Owner
user avatar

Andrew M

Series 66

Bardstown, KY

Federal Hill Capital Management

Andrew Meredith is a Series 66 licensed financial advisor with 18 years of industry experience. He has been with Federal Hill Capital Management since 2009, serving as Chief Executive Officer and Investment Advisor. Outside of his advisory role, Meredith is involved in several non-investment businesses including handyman services and minority ownership in real estate and automobile service companies in Kentucky. Federal Hill Capital Management is a small advisory firm managing approximately $48 million in client assets for individuals, trusts, pension plans, banks, and other entities. The firm employs a range of investment strategies incorporating fundamental, technical, and charting analysis, and also provides insurance advisory and product sales.

Equity compensation tax strategy Long-term care insurance Concentrated stock management Options & derivatives strategies Founder/Business Owner
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