Felton Wealth, LLC

Felton Wealth, LLC provides investment advice primarily to individual investors and also contracts with qualified retirement plans, offering both limited 3(21) fiduciary advice and full 3(38) investment manager services for plans such as 401(k), 403(b), pension and profit‑sharing arrangements. The firm offers discretionary and non‑discretionary asset management, standalone portfolio reviews, and comprehensive financial planning and consulting.

Investment strategies are tailored to each client’s objectives, time horizon, and risk tolerance and draw on fundamental and technical analysis with both long‑ and short‑term approaches; accounts are reviewed at least quarterly and more often as market conditions dictate. Felton Wealth may hire or appoint sub‑advisors and other independent advisors to manage portions of client assets and has authority to select such advisors without prior client consent, and it requires use of a specific custodian for execution and reporting.

Notable distinctions for the firm include an affiliated insurance activity (the firm’s advisory personnel are licensed insurance agents and may receive typical commission compensation, a conflict disclosed and mitigated by firm procedures and fiduciary obligations), an explicit emphasis on pension consulting through ERISA advisory roles, and the use of fixed flat fees for financial planning rather than only asset‑based billing. The firm also does not serve as a private‑fund adviser, and it discloses the delegation of portfolio management to third‑party advisers as part of its operating model.