Ferguson Financial Planning

Ferguson Financial Planning is a fee-only independent advisory firm operated by a single advisor that provides discretionary portfolio management and supplemental financial planning services to individuals, high-net-worth clients, small businesses, and trusts. The brochure reports about $74 million in assets under management across roughly 169 client relationships and states the advisor spends approximately 85% of work hours on investment management and about 5% on other planning services.

The firm manages five model folios on a Goldman Sachs advisor platform — Global Growth, Global Income, Precious Metals/Real Assets, Holding Location, and US Treasuries — and operates with discretionary authority within client-approved allocation ranges. The advisor describes a primarily fundamental, long-term approach that allows a broad range of securities, tactical hedging (including inverse ETFs/ETNs), and bespoke investment statements that clients can amend or restrict.

Noteworthy distinctions include the brochure’s public disclosure of firm-level AUM and the emphasis that clients have 24-hour access to account performance reporting via the custodian platform, and the firm’s stated willingness to work with small business/corporate clients as well as individuals. The advisor also maintains a self-imposed AUM cap (adjusted annually and cited at $117 million as of 2026) and personally owns the same model folios, while operating a Precious Metals/Real Assets folio explicitly positioned as protection against currency debasement and described as potentially highly volatile.