Fernandez Financial Advisory, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Fernandez Financial Advisory provides fee-only financial planning and investment management to individuals, families, trusts, estates, small businesses, and employee benefit plans. Services include ongoing portfolio management, hourly financial planning engagements, and pension consulting and education for plan fiduciaries and participants.
The firm manages client accounts on a non-discretionary basis, executing transactions only with client approval under a limited trading authorization. Portfolios typically follow a strategic, core-and-satellite asset-allocation approach that emphasizes passive index and ETF core holdings complemented by active funds or individual securities selected through fundamental analysis and global diversification.
Managing roughly $66.3 million for a modest client base, the predominance of non-discretionary assets is a notable departure from most independent advisers and influences how investment decisions and trade execution are conducted. The firm also offers participant-facing educational seminars and occasionally presents at third-party workshops for modest compensation, an offering that is relatively uncommon among peers; it operates as a fee-only adviser and does not accept commissions or sell proprietary products.
Client services
Expertise
Fee options
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.80% $1,000,001+: 0.50%
$350 per hour for financial planning services
Fee-only: $350 per hour for financial planning services; initial setup fee typically $150, not to exceed $500
Main office
5212 Katella Ave., Suite 205
Los Alamitos CA 90720
Advisors at this office
1
Most active in
California
Also doing business as
Delia Fernandez · Fernandez Financial Advisory · Fernandez Financial Advisory LLC · Fernandez Financial Advisory, L.L.C. · Fernandez Financial Advisory, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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