Fernandez Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$50,838,213
Clients
105
16% high-net-worth
Advisors
2
of 4 employees
Firm type
Supported
1-4 advisors or >$200M in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
53
TypicalAverage account size
$484,173
About
Fernandez Wealth Management provides investment advisory services to individuals (including high‑net‑worth clients) and pension/profit‑sharing plans, offering ongoing portfolio management, pension consulting, and standalone financial planning. The firm emphasizes tailored Investment Policy Statements and ongoing monitoring as part of its delivered services.
Its investment process draws on fundamental analysis, modern portfolio theory, quantitative and technical methods and employs both long‑term and short‑term trading approaches; FWM seeks discretionary trading authority from clients to implement strategies consistent with documented risk tolerances. Clients receive periodic reporting from custodians and the firm states policies to allocate investment opportunities equitably across accounts.
Noteworthy provisions in the brochure include that a firm principal is a licensed insurance agent who may accept commissions for insurance and annuity sales, a conflict the firm discloses and says it will document for clients. The firm also requires use of Schwab Institutional for custody and describes potential soft‑dollar and institutional benefits from that relationship, and it offers pension‑plan consulting alongside fee‑based financial planning engagements, features that distinguish it from many peers of similar size.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Annuities
Fee options
$5,000 - $20,000 fixed fee for financial planning
$0 - $500,000: 1.50% $500,001+: 1.00%
$500 - $1,000 per hour
Main office location
Fernandez Wealth Management
Deland FL, United States
Number of offices
1
Most active in
Fernandez Wealth Management has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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