Ferris Financial Services, L.L.C.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Ferris Financial Services, L.L.C. is an independent, state‑registered investment adviser that serves individuals and high‑net‑worth clients with discretionary asset management, comprehensive financial planning, and ERISA retirement‑plan advisory services. The firm manages about $32 million across roughly 38 client relationships and offers plan‑level 3(21) fiduciary support for qualified retirement plans.
The firm customizes portfolios to client goals, time horizons, and risk tolerances using fundamental analysis, asset allocation, periodic rebalancing, and ongoing reviews; accounts are managed on a discretionary basis with written plans and quarterly performance reporting. Investment tactics may include trading and option strategies (including covered and uncovered option writing) and the firm permits client‑imposed investment restrictions, which can introduce strategy‑specific risks.
Distinctive aspects noted in the brochure include that the firm’s principal holds CFA and ChFC credentials and the firm recently expanded its ERISA plan services, while also operating affiliated businesses as an insurance agent and tax advisor — the principal spends approximately 40% of their time on those activities and may receive typical insurance commissions, a conflict disclosed and managed through procedures and fiduciary obligations. Operational choices that may matter to prospective clients include a required designated custodian (Charles Schwab), a policy of not aggregating trades across accounts, an expectation that clients vote their own proxies, and no stated account minimum.
Client services
Expertise
Occupation focus
Fee options
$0 - $100,000: 1.00% annually $100,000.01 - $250,000: 0.70% annually $250,000.01 - $500,000: 0.65% annually $500,000.01 - $1,000,000: 0.60% annually $1,000,000.01 - $2,500,000: 0.55% annually $2,500,000.01 - $5,000,000: 0.40% annually $5,000,000.01 - $10,000,000: 0.30% annually $10,000,000.01+: 0.20% annually
Some investment advisor representatives receive external compensation from sales of insurance products as licensed insurance agents
Fee-only: Fixed annual financial planning fee ranging from $600 to $1,800 per year, paid monthly in advance
Main office
4300 W. Sugnet Rd.
Midland MI 48640
Advisors at this office
1
Most active in
Michigan
Also doing business as
Ferris Financial LLC · Ferris Financial Services, L.L.C.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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