A complete list of active advisors currently associated with FFG Retirement Counseling

Warmer can help you find a great advisor at FFG Retirement Counseling or one who fits your needs even better.

FFG Retirement Counseling provides wealth management and financial planning to individuals, high‑net‑worth clients, trusts, and estates, and offers discretionary portfolio management and retirement‑account advice as a fiduciary under ERISA/IRC rules. The firm reports managing approximately $216,470,615 in discretionary assets across about 156 client relationships and primarily charges percentage‑of‑AUM fees. The firm’s investment approach is primarily long‑term and typically emphasizes low‑cost, diversified mutual funds and ETFs while using individual stocks or bonds when needed; it employs fundamental, technical, and cyclical analysis and may rebalance or trade more actively for tax‑loss/gain harvesting or to meet client cash needs. FFG also uses trademarked, time‑horizon models (Secure Lifetime Investment Model “SLIM” and “Survive & Thrive” from Trailhead Systems) to organize assets into buckets and to set systematic reallocation and gain‑harvest parameters. One of the firm’s uncommon features is that it sponsors a wrap fee program that bundles securities transaction costs into its asset‑based advisory fee, which the brochure notes can affect trading economics and create incentives to limit turnover or favor securities without transaction charges. The brochure also discloses an institutional custodial relationship (Charles Schwab) and the resulting economic benefits and potential conflicts tied to custody and execution recommendations.

To learn more about the advisors currently working at FFG Retirement Counseling, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.