FG&G Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary investment management for individuals, qualified retirement plans, trusts, charitable organizations, corporations and small businesses, and also offers employee benefit plan consulting and participant education. It prepares written investment policy statements and conducts periodic reviews and reporting for client accounts.
The firm’s investment approach is grounded in Modern Portfolio Theory and a long‑term, asset‑class (passive) philosophy, typically implementing diversified portfolios with Dimensional Fund Advisors mutual funds and selective ETFs, while retaining individual securities in limited tax or personal‑preference situations. It uses portfolio modeling and Monte Carlo analysis to set asset allocation, and routinely engages a third‑party manager and a supported provider for fixed‑income management and back‑office functions.
Notably, the firm’s owners also operate an affiliated accounting practice and the brochure discloses the potential for mutual referrals (while stating clients are not required to use the accounting firm), a structure that is uncommon among similar supported firms. The firm is small in scale—two advisors, roughly $15.5 million in discretionary AUM and about 15 client relationships—and relies on an external platform and manager relationships to provide trading, custody and fixed‑income services.
Client services
Expertise
Occupation focus
Fee options
$0 - $199,999: 1.85% $200,000 - $499,999: 1.25% $500,000 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.90% $2,000,000 - $2,999,999: 0.80% $3,000,000 - $3,999,999: 0.70% $4,000,000 - $4,999,999: 0.60% $5,000,000+: 0.50%
Account minimum: $400,000
Main office
153 Andover Street, Unit 108 A
Danvers MA 01923
Advisors at this office
2
Most active in
Massachusetts
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Anthony G
CFP®, PFS™
Danvers, MA
FG&G Financial Services, LLC
Anthony Gates is a CFP® and PFS™ with 20 years of industry experience. He has been with FG&G Financial Services, LLC and its predecessor, Farrar Gates & Green LLC, since 2008. FG&G Financial Services, LLC provides investment advisory and financial planning services to individuals, qualified retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm follows a passive, asset-class investment approach grounded in Modern Portfolio Theory and primarily uses Dimensional Fund Advisors funds, with ongoing monitoring and periodic reviews.
Stephen F
CFP®, PFS™
Danvers, MA
FG&G Financial Services, LLC
Stephen Farrar is a CFP® and PFS™ with 26 years of industry experience. He has been with FG&G Financial Services, LLC and its predecessor Farrar Gates & Green, LLC since 2008. The firm provides investment advisory and financial planning services to individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. FG&G Financial Services employs a passive, asset-class investment approach grounded in Modern Portfolio Theory, primarily using no-load mutual funds and ETFs, and offers ongoing portfolio monitoring and retirement plan consulting.
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