Fidela Wealth

Fidela Wealth is an independent, single-advisor registered investment adviser managing about $54 million for roughly 56 clients. The firm provides fee-based investment management, comprehensive financial planning, and financial consultation to individuals and high-net-worth clients as well as qualified retirement plans, trusts, estates, charitable organizations, and business entities.

The adviser pursues a tactical allocation approach intended to reduce risk and seek improved performance, using exchange-listed securities, ETFs, CDs, municipal and U.S. government securities, and occasional stock selections or cash positions for hedging. Accounts are managed on a discretionary or non‑discretionary basis, and the firm may use third‑party managed-account platforms (including Betterment) and technology tools (such as 55ip) for trading, rebalancing, and tax-transition while retaining portfolio oversight.

Distinctive features include ongoing work with pension and profit‑sharing plans and institutional clients — the firm can serve as an ERISA Section 3(21) investment advice fiduciary or as a Section 3(38) investment manager for retirement plans. The firm also offers business-focused financial consultation under a fixed annual fee arrangement and an incentive where the first $500,000 of a business owner’s account may be managed without an investment management fee; it discloses inclusion of commission-free annuity assets in fee calculations while stating it does not accept insurance commissions for those products.