Fidelis Financial Planning, LLC

Fidelis Financial Planning, LLC provides financial planning and discretionary investment management to middle-income and high-net-worth individuals, as well as institutional and business clients such as corporate pension and profit-sharing plans, charitable institutions, private investment funds, trusts, and corporations. Services include integrated ongoing financial planning paired with portfolio management and the option for standalone, one-time financial planning engagements.

The firm describes a structured, long-term investment approach grounded in market efficiency, multi-factor concepts (including use of Fama–French ideas), diversification, portfolio optimization, and periodic rebalancing, and generally favors low-cost passive ETFs and select institutional funds, including frequent use of DFA funds. Fidelis implements portfolios primarily through a long-standing sub-advisory and platform arrangement with Focus Partners Advisor Solutions and typically manages client accounts on a discretionary basis while documenting client risk profiles and any imposed restrictions.

Distinctive features include that the firm operates with multiple employees rather than as a solo practitioner and maintains a multi-decade relationship with its sub-adviser dating back to 1997. The firm also uses third‑party referral arrangements — including fee-sharing agreements with two outside CPAs — and receives custodial and marketing support from its platform and custodial providers, arrangements that may influence client onboarding and service delivery.