Fidelity Federal Planning Corp.

Fidelity Federal Planning Corp. provides investment advisory and portfolio management services to individuals, trusts, corporations and qualified retirement plans, and acts as a 3(21) ERISA fiduciary for plan clients. The firm manages a modest number of accounts—about $3.41 million across 19 accounts—and typically recommends mutual funds, ETFs, individual equities and bonds.

FFPC evaluates clients’ financial information, liquidity needs, tax objectives and risk tolerance to build asset allocation models and conducts quarterly rebalancing when allocations drift from the model. The firm offers both discretionary and non-discretionary arrangements, meets periodically with clients to review performance, and allows clients to execute trades through custodians such as TD Ameritrade Institutional.

Notably, FFPC emphasizes a non-discretionary orientation—clients are often free to implement or decline recommendations and retain proxy-voting authority—an approach that is less common among independent advisers. The firm is also atypical in that its principal operates an unrelated hypnotherapy practice (Achieve Hypnotherapy) and reports spending a substantial portion of his time on that business, which, together with the small scale of the advisory business, distinguishes its operational profile from many peers.