San Francisco, CA Office

Sean Waters is a financial advisor with Fidelity, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with Fidelity Investments since 2009, including roles at Fidelity Personal and Workplace Advisors since 2018. Sean is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and is noted for its use of algorithmic methods and AI in its investment process.

Byron Huang is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. He previously worked at Merrill and Bank of America, N.A., and also has experience in the technology sector with Uber. His professional background includes roles in investment advisory and portfolio management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Andrew Esposto is Vice President Private Wealth Management Advisor at Fidelity Investments, where he has served since 2022. He works with high-net-worth families, providing personalized and comprehensive financial plans that address individual needs, family financial security, legacy planning, and charitable goals. With nearly 20 years of experience, Andrew's professional background includes roles as Vice President Executive Planning Consultant at Fidelity Investments from 2019 to 2022, Vice President Financial Consultant at Charles Schwab from 2013 to 2019, and Assistant Vice President Regional Bank Private Banker and Branch Manager at Wells Fargo Advisors and Wells Fargo Bank respectively between 2006 and 2013. He holds a California Insurance License. Outside of work, Andrew enjoys hiking and camping in Northern California with his wife, twins, and their lab-mix Duke. He also has interests in art, cars, family activities, and outdoor adventures.

Chaz Lechner is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop and implement financial plans tailored to their unique personal and financial profiles. Since joining Fidelity in 2021, Chaz has progressed through roles as a Financial Representative and Relationship Manager before his current position. Chaz holds a California Insurance License as part of his professional credentials. Outside of his professional responsibilities, he engages in hiking, reading, and skiing.

Derrick Lee is a Financial Consultant at Fidelity Investments, a role he has held since 2026. Prior to this position, he worked as an Investment Consultant at Fidelity Investments from 2025 to 2026 and as an Investment Solutions Representative I from 2023 to 2025. Derrick began his financial advisory career with Equitable Advisors in 2022. His professional approach centers on understanding clients' goals, values, and visions to develop personalized financial strategies. Derrick emphasizes clear and honest guidance with a client-first focus, assisting individuals and families in pursuing financial confidence and long-term success. Derrick holds a California Insurance License. Outside of his professional work, he has personal interests that include cars, cooking and baking, fitness, golf, snowboarding, and traveling.

Kelsie Kahn is a Branch Leader at Fidelity Investments, where she leads a team of financial service professionals committed to assisting clients in achieving their financial goals. She has held this role since 2023. Prior to her current position, Kelsie worked as a Business Service Officer at Morgan Stanley from 2022 to 2023 and as a Client Relationship Manager at Charles Schwab from 2017 to 2022. Her experience spans client relationship management and business services within the financial sector. Outside of her professional career, Kelsie has interests in art, food, hiking, theater, and yoga.

Joshua Dickerson is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked across multiple Fidelity entities since 2014, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Ryan Herrera is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity since 2016, previously serving as a Financial Consultant. Prior to that, he held roles at TD Ameritrade, T. Rowe Price Investments, and Wells Fargo Advisors, accumulating over a decade of experience in the financial services industry. Throughout his career, Ryan has focused on building collaborative relationships with clients to develop and maintain comprehensive financial plans tailored to their goals. His experience includes investment consulting and business development within major financial institutions. He holds a California Insurance License. Additional details about his education, credentials beyond his insurance license, or personal interests are not provided.

Fernan Lopez is a financial advisor with Fidelity Investments in San Francisco, CA, holding Series 65 and Series 63 credentials and 13 years of industry experience. His prior experience includes roles at Secure Investment Management, LLC and Equitable Advisors, as well as 20 years as a self-employed advisor. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves as an advisor to multiple registered investment companies and offers model portfolios through Fidelity Institutional Wealth Adviser.

Jedd Segrist is a CFP® and Series 66 licensed advisor currently with Fidelity Investments, with one year of industry experience. His prior roles include positions at Destination Wealth Management and Parallel Advisors, as well as work as a self-employed consultant. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Joseph Hager is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with various Fidelity entities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, emphasizes systematic methodologies, and has a regulatory presence as a commodity pool operator.

Arjun Suthar is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2021, following previous roles at The Vanguard Group and Voya Financial. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of model portfolios, regulatory registrations, and advisory roles with multiple registered investment companies.

Juan Arroyave is a Financial Consultant at Fidelity Investments, where he has been serving since 2021. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2020 to 2021. His earlier experience includes positions as a Financial Advisor at Edward Jones between 2018 and 2020, as well as roles at AMS Capital Management LLC from 2016 to 2018, where he worked as a Trading Assistant and Sales Associate. Juan collaborates closely with clients to provide personalized financial guidance, co-developing tailored plans and tax-efficient strategies aligned with their unique goals. He supports clients and their families through evolving life circumstances, maintaining an ongoing partnership to help them stay on track. He holds a California Insurance License. Outside of his professional work, Juan's interests include biking, cooking and baking, snowboarding, and soccer.

Michael Pierce is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity since 2010, progressing through roles including Financial Consultant, Investment Consultant, and Financial Representative. With over 15 years of experience at Fidelity, he partners with clients to help them make informed financial decisions. Michael's expertise includes comprehensive wealth planning aimed at guiding clients and their families through prudent and efficient financial strategies. He holds a California Insurance License, supporting his ability to provide a range of financial services. Outside of his professional work, Michael enjoys fitness, golf, outdoor adventures, skiing, and traveling.

Ava Hagen is a Planning Consultant at Fidelity Investments, working within the Santa Barbara branch. In her current role, she supports clients through financial planning conversations and collaborates with multiple Wealth Management teams. Prior to her current position, Ava served as a Relationship Manager and High Net Worth Associate at Fidelity Investments, gaining experience in client relations and wealth management from 2021 through 2025. She holds a California Insurance License. Outside of her professional work, Ava engages in activities such as beach outings, cooking and baking, reading, skiing, and swimming.