Fidere

Fidere primarily advises high‑net‑worth individuals, families and estates, with particular emphasis on restructuring inherited estates, assisting clients whose advisors retire or die, and working with technology founders anticipating liquidity events. The firm delivers discretionary and non‑discretionary portfolio management alongside comprehensive financial planning and estate‑management/family‑office services and maintains an affiliated insurance services unit.

Investment decisions blend a macro, top‑down assessment of business cycles with bottom‑up fundamental analysis and technical overlays, pursuing a long‑term total‑return approach that emphasizes capital preservation, diversification and tax‑aware planning for multi‑generational wealth. The firm may employ option overlays, managed futures and other hedging techniques when appropriate and shifts allocations toward growth for younger, accumulation‑stage clients.

Fidere’s integrated estate‑management and family‑office offerings — including daily money management, coordination of third‑party professionals, concierge and elder‑care support — distinguish it from many peers, as does the presence of an affiliated insurance arm (California life and health license 0G64079) whose product offerings are incidental to the planning process. The firm also advises on a broader set of financial products than is typical for independent RIAs, including seed and early‑stage direct investments, private/public REIT interests, energy MLPs and commodity exposure via ETFs, while clients remain under no obligation to purchase insurance from the affiliate.