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Fiduciary Capital, Inc.

Updated today

Client assets under management

$67,774,594

Clients

298

11% high-net-worth

Advisors

3

of 5 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

99

Very High

Average account size

$227,432

About

Fiduciary Capital serves individual and high‑net‑worth clients, offering discretionary asset management and financial planning services that cover retirement, estate, cash‑flow, investment and risk‑management topics. The firm manages most client accounts on the Altruist institutional platform and retains a referral arrangement for a subset of accounts that remain at Charles Schwab with a third‑party adviser of record.

The firm uses fundamental analysis and an actively managed, long‑term investment approach, typically holding positions for months while adjusting allocations for risk tolerance and special situations; it implements discretionary trading, conducts at least quarterly reviews, and allows clients to impose reasonable investment restrictions. Fiduciary Capital is currently transitioning many clients from a referrals‑to‑third‑party‑manager model to direct asset management on its primary custodian platform.

Distinctive for a firm of this size, Fiduciary Capital is affiliated with an insurance agency and related entities: the firm’s principal devotes a majority of his time to insurance activities, representatives may act as insurance agents and receive commissions and incentives through an insurance marketing organization, and the firm makes affiliated estate‑planning coordination and Social Security optimization services available through third‑party providers. The firm also participates in Altruist’s institutional program (receiving various non‑monetary benefits) and discloses that it may receive compensation from third‑party managers to whom it refers clients, each of which the firm identifies as potential conflicts of interest.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Social Security optimization

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Fee options

Fixed

Estate Planning & Tax Preparation coordination fee from $750 to $2,000

Percentage

$0 - $250,000: 1.50% $250,001 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.90% $3,000,001+: 0.85%

Project-based

Financial planning fees range from $1,200 to $7,500 per engagement

Other

Account minimum: $250,000

Main office location

Fiduciary Capital, Inc.

351 Jesse Jewell Pkwy Sw, Suite 301

Gainesville GA 30501, United States

Number of offices

1

Most active in

Arizona · Florida · Georgia · South Carolina · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kyle K

Series 63, Series 65, Series 66

Gainesville, GA

Fiduciary Capital, Inc.

Kyle Koch is a financial advisor at Fiduciary Capital, Inc. with 28 years of industry experience. He holds Series 63, 65, and 66 designations and has worked at several firms, including Counterweight Private Wealth and Realized Financial, Inc. Outside of his advisory role, he is the owner of DNM Consulting, providing compliance and operational consulting services, and co-owner of Barn Brothers, a men's ministry organization. Fiduciary Capital, Inc. provides investment advisory services to individuals, including high-net-worth clients, through discretionary portfolio management, financial planning, and referrals to third-party money managers. The firm emphasizes fundamental analysis and an actively managed, long-term approach tailored to individual client needs.

Social Security optimization
user avatar

James H

Series 63, Series 65

Gainesville, GA

Fiduciary Capital, Inc.

James Henderson Jr. is a financial advisor with Fiduciary Capital, Inc. in Gainesville, GA, holding Series 63 and Series 65 licenses and four years of industry experience. He has been associated with Fiduciary Capital, Inc. since 2016 and also has experience with Richlife Advisors, LLC dating back to 2006. Fiduciary Capital, Inc. provides investment advisory services to individuals, including high-net-worth clients, through discretionary portfolio management, financial planning, and consulting. The firm employs fundamental analysis with an actively managed, long-term investment approach and customizes strategies through client interviews and questionnaires.

Social Security optimization
user avatar

William S

Series 65

Gainesville, GA

Fiduciary Capital, Inc.

William South is a Series 65 licensed financial advisor with Fiduciary Capital, Inc. in Gainesville, GA, where he has worked since 2023. He has two years of industry experience and previously worked at Richlife Advisors, LLC, as well as in roles outside finance including Screaming Eagle Aerial Adventures and university positions. Fiduciary Capital, Inc. provides investment advisory services to individuals, including high-net-worth clients, through discretionary portfolio management, financial planning, and consulting. The firm employs an actively managed, long-term investment approach based on fundamental analysis and tailors strategies through one-on-one interviews.

Social Security optimization
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