Fiduciary Capital, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Fiduciary Capital serves individual and high‑net‑worth clients, offering discretionary asset management and financial planning services that cover retirement, estate, cash‑flow, investment and risk‑management topics. The firm manages most client accounts on the Altruist institutional platform and retains a referral arrangement for a subset of accounts that remain at Charles Schwab with a third‑party adviser of record.
The firm uses fundamental analysis and an actively managed, long‑term investment approach, typically holding positions for months while adjusting allocations for risk tolerance and special situations; it implements discretionary trading, conducts at least quarterly reviews, and allows clients to impose reasonable investment restrictions. Fiduciary Capital is currently transitioning many clients from a referrals‑to‑third‑party‑manager model to direct asset management on its primary custodian platform.
Distinctive for a firm of this size, Fiduciary Capital is affiliated with an insurance agency and related entities: the firm’s principal devotes a majority of his time to insurance activities, representatives may act as insurance agents and receive commissions and incentives through an insurance marketing organization, and the firm makes affiliated estate‑planning coordination and Social Security optimization services available through third‑party providers. The firm also participates in Altruist’s institutional program (receiving various non‑monetary benefits) and discloses that it may receive compensation from third‑party managers to whom it refers clients, each of which the firm identifies as potential conflicts of interest.
Client services
Expertise
Fee options
Estate Planning & Tax Preparation coordination fee from $750 to $2,000
$0 - $250,000: 1.50% $250,001 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.90% $3,000,001+: 0.85%
Financial planning fees range from $1,200 to $7,500 per engagement
Account minimum: $250,000
Main office
351 Jesse Jewell Pkwy SW, Suite 301
Gainesville GA 30501
Advisors at this office
3
Most active in
Arizona · Florida · Georgia · South Carolina · Texas
Also doing business as
All Seasons Fiduciary Partners, LLC · Fiduciary Capital, Inc. · Richlife Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Kyle K
Series 63, Series 65, Series 66
Gainesville, GA
Fiduciary Capital, Inc.
Kyle Koch is a financial advisor at Fiduciary Capital, Inc. with 28 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and has worked at several firms, including Counterweight Private Wealth and Realized Financial, Inc. Outside of his advisory role, he is co-owner of Barn Brothers, a men's ministry, and provides compliance and operational consulting services through DNM Consulting. Fiduciary Capital serves individual and high-net-worth clients, offering discretionary asset management and financial planning across various areas such as retirement and estate planning. The firm employs fundamental analysis and an actively managed, long-term investment approach, typically using the Altruist institutional platform for client account management.
James H
Series 63, Series 65
Gainesville, GA
Fiduciary Capital, Inc.
James Henderson Jr. is a financial advisor with Fiduciary Capital, Inc. in Gainesville, GA, holding Series 63 and Series 65 licenses and four years of industry experience. He has been associated with Fiduciary Capital, Inc. since 2016 and also has experience with Richlife Advisors, LLC dating back to 2006. Fiduciary Capital, Inc. provides investment advisory services to individuals, including high-net-worth clients, through discretionary portfolio management, financial planning, and consulting. The firm employs fundamental analysis with an actively managed, long-term investment approach and customizes strategies through client interviews and questionnaires.
William S
Series 65
Gainesville, GA
Fiduciary Capital, Inc.
William South is a Series 65 licensed financial advisor with Fiduciary Capital, Inc. in Gainesville, GA, where he has worked since 2023. He has two years of industry experience and previously worked at Richlife Advisors, LLC, as well as in roles outside finance including Screaming Eagle Aerial Adventures and university positions. Fiduciary Capital, Inc. provides investment advisory services to individuals, including high-net-worth clients, through discretionary portfolio management, financial planning, and consulting. The firm employs an actively managed, long-term investment approach based on fundamental analysis and tailors strategies through one-on-one interviews.
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