Fiduciary Solutions LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Fiduciary Solutions serves individual and high‑net‑worth clients by selecting and monitoring third‑party money managers and creating client‑specific investment policy statements. The firm describes its role as a fiduciary and discloses that its representatives also conduct licensed insurance activities and may offer insurance products outside its advisory services.
Instead of directly managing securities, Fiduciary Solutions has limited discretionary authority to select model portfolios offered by two designated third‑party money managers and conducts ongoing due diligence of those managers, with an emphasis on retirement cash flow and downside risk mitigation. The firm does not custody client assets or execute trades itself; custodial relationships and portfolio management are handled by the TPMMs, and the firm reports $0 in regulatory assets under management for itself.
The brochure highlights an affiliated insurance agency and ownership ties to holding companies involved in insurance distribution, and it discloses commission‑based compensation, marketing reimbursements from an insurance wholesaler, and a referral fee arrangement with a TPMM as potential conflicts of interest. The firm also directs clients to SEC adviser disclosure resources (including its CRD) and documents conflicts in writing, practices that differentiate it from many peers that both manage portfolios directly and report regulatory AUM.
Client services
Expertise
Fee options
$0 - $500,000: 0.45% $500,000 - $1,000,000: 0.35% $1,000,000+: 0.15%
Insurance commissions paid to certain representatives for sales of insurance products; separate from advisory fees
Minimum fee: $400 minimum annual fee charged by TPMMs
Main office
2520 Douglas Blvd., Ste. 110
Roseville CA 95661
Advisors at this office
3
Most active in
Arizona · California · Nevada · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
James F
Series 66
Roseville, CA
Fiduciary Solutions LLC
James Files is a financial advisor with Fiduciary Solutions LLC in Roseville, CA, holding a Series 66 designation and 18 years of industry experience. He has served as CEO of Peak Financial Freedom Group LLC, a financial planning and marketing organization, and PFFG Insurance Agency LLC, an insurance agency. Files also provides training, mentoring, and business consulting to licensed insurance agents through TruChoice Financial Group, LLC. Fiduciary Solutions, LLC serves individual and high-net-worth clients by selecting and monitoring third-party money managers rather than directly managing portfolios. The firm emphasizes retirement cash flow and risk mitigation, conducting due diligence on designated managers while clients retain custody of their assets.
Daniel A
CFP®, Series 63, Series 65
Roseville, CA
Fiduciary Solutions LLC
Daniel Ahmad is a CFP® with 20 years of industry experience and is currently affiliated with Fiduciary Solutions LLC in Roseville, CA. He has held roles at Fiduciary Solutions LLC since 2011 and serves as president of Peak Financial Freedom Group LLC and PFFG Insurance Agency LLC. Outside of his advisory work, he is involved in mentoring and coaching licensed insurance agents through TruChoice Financial Group, LLC. Fiduciary Solutions, LLC serves individual and high-net-worth clients by selecting and monitoring third-party money managers rather than directly managing portfolios. The firm emphasizes retirement cash flow and risk mitigation by matching clients to model portfolios managed by designated third-party managers.
Jeffery H
Series 63, Series 65
Roseville, CA
Fiduciary Solutions LLC
Jeffery Hardin is a financial advisor with Fiduciary Solutions LLC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His background includes roles at Peak Financial Freedom Group, LLC and American Global Wealth Management. Outside of his advisory work, Hardin is involved in merchandise distribution as a member and owner of Runwell Fleet. Fiduciary Solutions serves individual and high-net-worth clients by selecting and monitoring third-party money managers and developing client-specific investment policy statements. The firm operates as a fiduciary with a focus on retirement cash flow and downside risk mitigation, conducting ongoing due diligence on designated money managers rather than managing portfolios directly.
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