Fiduciary Solutions LLC

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Client assets under management

Clients

563

14% high-net-worth

Advisors

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

188

Very High

Average account size

About

Fiduciary Solutions, LLC serves individual and high-net-worth clients by providing selection and monitoring of third‑party money managers rather than direct portfolio management. The firm develops an Investment Policy Statement for each client and has limited discretionary authority to select model portfolios offered by designated third‑party managers.

The firm’s investment approach is to match clients to model portfolios managed by Beacon Capital Management and Hansen (dba White Rock Capital Management), with an emphasis on retirement cash flow and mitigating large market losses; Fiduciary Solutions conducts initial and ongoing due diligence on those managers. Fiduciary Solutions does not execute trades, take custody of client assets, or directly manage securities—custody and execution are handled by the TPMMs and clients receive statements from the TPMM custodians.

Notable distinctions include its affiliation with an insurance distribution network—PFFG Insurance Agency and related holding companies—and that several advisers are licensed insurance agents who may receive commissions, marketing reimbursements, and other incentives from insurance wholesalers; the firm discloses these as conflicts of interest. The firm also limits clients to two specified TPMMs, discloses referral and marketing compensation arrangements with TPMMs and wholesalers, and recently reported a consent order and fine related to registering in Arizona.

Client services

Selection of other advisers

Expertise

Retirement income strategy

Fee options

Percentage

$0 - $500,000: 0.45% $500,001 - $1,000,000: 0.35% $1,000,001+: 0.15%

Commissions

Insurance commissions and brokerage commissions received by certain representatives for product sales, not primary source of advisory fees.

Other

Minimum fee: $400.00 minimum annual fee charged by TPMM

Main office location

Fiduciary Solutions LLC

2520 Douglas Blvd., Ste. 110

Roseville CA 95661, United States

Number of offices

Most active in

Arizona · California · Nevada · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

916-791-7063

Advisors at this firm

James F

Series 66

Roseville, CA

Fiduciary Solutions LLC

James Files is a financial advisor with Fiduciary Solutions LLC in Roseville, CA, holding a Series 66 designation and 18 years of industry experience. He has served as CEO of Peak Financial Freedom Group LLC, a financial planning and marketing organization, and PFFG Insurance Agency LLC, an insurance agency. Files also provides training, mentoring, and business consulting to licensed insurance agents through TruChoice Financial Group, LLC. Fiduciary Solutions, LLC serves individual and high-net-worth clients by selecting and monitoring third-party money managers rather than directly managing portfolios. The firm emphasizes retirement cash flow and risk mitigation, conducting due diligence on designated managers while clients retain custody of their assets.

Retirement income strategy

Daniel A

CFP®, Series 63, Series 65

Roseville, CA

Fiduciary Solutions LLC

Daniel Ahmad is a CFP® with 20 years of industry experience and is currently affiliated with Fiduciary Solutions LLC in Roseville, CA. He has held roles at Fiduciary Solutions LLC since 2011 and serves as president of Peak Financial Freedom Group LLC and PFFG Insurance Agency LLC. Outside of his advisory work, he is involved in mentoring and coaching licensed insurance agents through TruChoice Financial Group, LLC. Fiduciary Solutions, LLC serves individual and high-net-worth clients by selecting and monitoring third-party money managers rather than directly managing portfolios. The firm emphasizes retirement cash flow and risk mitigation by matching clients to model portfolios managed by designated third-party managers.

Retirement income strategy

Jeffery H

Series 63, Series 65

Roseville, CA

Fiduciary Solutions LLC

Jeffery Hardin is a financial advisor with Fiduciary Solutions LLC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has held roles at multiple firms including Peak Financial Freedom Group, LLC and American Global Wealth Management. Outside of advisory work, he is involved in merchandise distribution through Runwell Fleet, where he performs administrative and managerial duties. Fiduciary Solutions, LLC serves individual and high-net-worth clients by selecting and monitoring third-party money managers rather than directly managing portfolios. The firm focuses on retirement cash flow and loss mitigation by matching clients to model portfolios from designated managers, conducting ongoing due diligence without handling trade execution or custody.

Retirement income strategy

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