Fifth Pointe

Fifth Pointe provides financial planning, financial consulting, ongoing portfolio management and algorithm-driven robo-advisory services to a broad mix of clients, including individuals, high‑net‑worth clients, trusts and estates, corporate pension and profit‑sharing plans, charitable organizations, foundations, endowments, corporations, and small businesses. The firm also offers insurance and mortgage products and conducts seminars and educational events as part of its service offerings.

The firm constructs client‑specific Investment Policy Statements and uses both fundamental and technical analysis to inform portfolio selection and monitoring, while also leveraging an online robo‑advisory interface for algorithmic allocations. It states that it does not have discretionary authority over accounts as filed, and it employs a third‑party order management system to implement tax‑efficient allocations and rebalancing for held‑away retirement assets.

What distinguishes Fifth Pointe from many peers is the combination of institutional and charitable client types with an affiliated insurance agency and licensed mortgage activity, for which advisers may receive commissions — a disclosed potential conflict of interest. The firm is newly formed, operates with a single advisory principal and no reported assets under management, and supplements traditional advisory services with fee‑based seminars and pension consulting, along with directed brokerage and third‑party held‑away account tools.