Financial Analytical Services, Inc.
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About
Financial Analytical Services, Inc. serves mainly individuals and self‑employed/small business owners by offering comprehensive financial planning on an hourly basis that focuses on non‑investment aspects of a client’s situation. The firm does not manage client assets or recommend individual stocks or bonds; when investment recommendations are appropriate, clients are referred to unrelated active money managers and FAS may receive a portion of those managers’ fees.
The firm uses a planning‑first process in which investment recommendations are made only after a Comprehensive Financial Plan and are tailored to each client’s needs for liquidity, diversification, income or growth and tax considerations. Implementation and day‑to‑day allocation decisions are handled by the independent active money managers selected for each client, and clients may invest through any broker‑dealer they choose.
Noteworthy distinctions include that a related person is a registered representative of a broker‑dealer (Centaurus Financial, Inc.) and an agent for insurance products, enabling the firm to recommend and sell term life, long‑term disability and long‑term care policies and to receive commissions through that broker‑dealer. The firm is also unusual among solo independent advisers in that it does not provide direct portfolio management or rely on percentage‑of‑AUM fees itself and has operated as a referral‑based advisory practice since 1978 under a principal with decades of professional credentials.
Client services
Occupation focus
Demographic focus
Fee options
Flat $500 retainer fee charged at beginning of Comprehensive Financial Plan
Commissions received by related person through broker-dealer Centaurus Financial, Inc. for various investments
Hourly fees charged for non-investment financial planning and consulting; specific hourly rates attached but not specified in brochure
Minimum fee: $500 initial retainer fee, refundable for unused portion if client discontinues Fee-only: Hourly fees for Comprehensive Financial Plans, periodic Financial Planning Review Meetings, and Financial Consultations; flat $500 retainer fee at start of planning process
Main office
18837 Brookhurst, #204
Fountain Valley CA 92708-7302
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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