Financial Answers, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
176
27% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
176
Very HighAverage account size
$0
About
Financial Answers, LLC provides fee-only, as‑needed financial planning, education, and non‑discretionary investment advice to individual clients. The brochure states an estimated 60% of the firm’s activities involve planning and education across areas such as cash flow and debt management, retirement, tax, insurance, estate planning, and college funding, while the remainder involves investment-related advice.
The firm follows a fundamental, long‑term buy‑and‑hold philosophy and uses both passive and active approaches as client needs and market conditions warrant, recommending asset allocation, specific investments, and annual rebalancing. The brochure notes the firm does not provide continuous monitoring or discretionary portfolio management and, when ongoing management is appropriate, refers clients to other advisors selected for cost, execution, tax efficiency, experience, compliance record, and client preference.
Distinctive aspects include an explicit focus on education and workshops as part of its service mix and an operating model that does not accept client assets under management or charge percentage‑of‑AUM fees, relying instead on hourly or fixed fee arrangements. The firm also does not take custody of client assets or vote client securities, leaving account maintenance, custody statements, and proxy voting to the client’s chosen custodians.
Client services
Financial planning
Selection of other advisers
Educational seminars or workshops
Expertise
Cash flow / budgeting
Debt management
General retirement planning
General tax planning
Fee options
Fixed fees based on hourly rate multiplied by approximate number of hours
$240 per hour, billed in six-minute increments
Fee-only: Hourly fees of $240 per hour, billed in six-minute increments; fixed fees based on hourly rate times estimated hours; negotiable reduced fees
Main office location
Financial Answers, LLC
18 Main Street
Ellington CT 06029, United States
Number of offices
2
Most active in
Financial Answers, LLC has reported serving >5 clients in these states in the last 12 months.
Connecticut · Massachusetts · New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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