Financial Consulting Associates
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Consulting Associates is a small, state-registered, fee‑only advisory run by a single principal and serves individual investors (including IRAs and some small-business retirement accounts). As of December 31, 2025 the firm managed about $33.1 million in discretionary client assets across 28 accounts and also offers tax preparation and planning services on a limited basis.
The firm’s investment management is discretionary and centered on tailored portfolios built from a relatively concentrated menu of open‑end, no‑load mutual funds; the adviser uses proprietary software to monitor a broad universe of funds but typically deploys around two dozen funds per client and actively trades mutual funds rather than following a strict buy‑and‑hold approach. Portfolios are adjusted according to client suitability and the adviser’s economic outlook, with ongoing monitoring and quarterly reporting to clients.
Notable differences from many peers include the principal’s professional credentials (CFP®, EA, ARA), a practice that has been essentially closed to new clients in recent years, and a planned retirement from asset management and tax services in 2026 with arrangements being made for continuation for clients who wish to remain served. The firm also declines to vote proxies on clients’ behalf, conducts no outward marketing (new clients are generally considered only by referral), and maintains grandfathered client arrangements and longevity discounts for long‑standing accounts.
Client services
Expertise
Fee options
Minimum tax preparation fee of $275 per tax return
$0 - $50,000: 1.50% $50,000 - $100,000: 1.50% $100,000 - $200,000: 1.25% $200,000 - $500,000: 1.00% $500,000 - $1,000,000: 1.00% $1,000,000 - $1,500,000: 0.70% $1,500,000 - $2,000,000: 0.60% $2,000,000+: Negotiable
$140 to $160 per hour for tax preparation and consulting services
Account minimum: $250,000 Minimum fee: $2,000 minimum annual fee for assets $200,000 to $500,000; $4,000 minimum for $500,000 to $1,000,000; $7,000 minimum for $1,000,000 to $1,500,000 Fee-only: Investment management fees only; no commissions or other fees received by advisor.
Main office
1200 Pearl Street, Suite 210
Boulder CO 80302-5237
Advisors at this office
1
Most active in
Colorado
Also doing business as
Bereck, Daniel Mark · Financial Consulting Associates
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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