A complete list of active advisors currently associated with Financial Decisions, LLC

Warmer can help you find a great advisor at Financial Decisions, LLC or one who fits your needs even better.

Financial Decisions serves individual and high‑net‑worth clients as well as retirement plans, corporations, and charitable organizations, providing discretionary and non‑discretionary portfolio management, stand‑alone financial planning and consulting, and advice on variable annuity subaccounts and private investment funds. The firm generally implements client accounts through recommended custodians and charges asset‑based advisory fees in line with its stated engagement agreements. The firm’s process begins with an assessment of each client’s objectives, after which Financial Decisions allocates assets, monitors performance, and recommends rebalancing as needed; portfolios are built from a mix of municipal and corporate bonds, bond funds, equity mutual funds, individual equities, and allocations to unaffiliated independent managers. Investment strategies include long‑ and short‑term purchases and, when authorized by clients, the use of margin, and the firm explicitly treats cash as an asset class with procedures for handling sweep and money‑market balances. Notably, Financial Decisions operates from multiple offices despite a small advisory team, a configuration that is uncommon among comparable team firms and may reflect a distributed service model. The brochure also discloses a combination of services that some peers do not emphasize — including variable annuity management, recommendations of private investment funds, the use of independent managers, and representatives who are licensed insurance agents — and describes relationships with major custodians that provide certain non‑client economic benefits and documented conflict‑management policies.

To learn more about the advisors currently working at Financial Decisions, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.