Financial Design & Research
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Financial Design & Research provides investment management, financial planning, wealth management, and consulting services tailored mainly to institutional and organizational clients such as pension- and profit-sharing plans, small and family businesses, non-profits, and tribal entities, while also offering services for individuals and households. The firm also conducts client‑tailored consulting engagements and runs public and private educational workshops and seminars for groups and the general public.
The firm implements advice through written investment policy statements and customized asset allocation, with an emphasis on risk management over time and discretionary portfolio oversight; implementation and custodial arrangements are documented in written agreements. In addition to customary asset‑based management, Financial Design & Research offers alternative engagement and billing options for planning and consulting work, including hourly, capped‑hourly, and time‑and‑material arrangements for seminars and tutorials.
What is distinctive about the firm is its regular provision of educational seminars—including pro bono offerings—and its explicit focus on organizational clients (notably tribal entities, non‑profits, and educators) for financial planning and operational consulting such as cash‑flow forecasting and IPS development. The combination of institutional consulting, public education programs, and flexible, non‑AUM billing structures is less common among investment managers that primarily rely on percentage‑of‑assets fees.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General estate planning guidance
Cash flow / budgeting
Occupation focus
Educators, Teachers, and Academics
Founder/Business Owner
Fee options
Financial Planning flat fee: initial fee minimum $3,000 up to $50,000; renewal fee minimum $2,400 up to $40,000 annually
$0 - $500,000: Individuals: 1.00% (Stock & Balanced Portfolio), 0.60% (Fixed Income Portfolio); Others: 1.00% (Stock & Balanced Portfolio), 0.75% (Fixed Income Portfolio) $500,001 - $2,000,000: Individuals: 0.85% (next $1,500,000 Stock & Balanced Portfolio), 0.50% (next $1,500,000 Fixed Income Portfolio); Others: 0.95% (next $1,500,000 Stock & Balanced Portfolio), 0.65% (next $1,500,000 Fixed Income Portfolio) $2,000,001 - $5,000,000: Individuals: 0.80% (next $3,000,000 Stock & Balanced Portfolio), 0.40% (over $2,000,000 Fixed Income Portfolio); Others: 0.90% (next $3,000,000 Stock & Balanced Portfolio), 0.55% (over $2,000,000 Fixed Income Portfolio) $5,000,001 - $10,000,000: Individuals: 0.75% (next $5,000,000 Stock & Balanced Portfolio); Others: 0.85% (next $5,000,000 Stock & Balanced Portfolio) >$10,000,000+: Individuals: 0.60% (Stock & Balanced Portfolio); Others: 0.75% (Stock & Balanced Portfolio)
Financial planning hourly fee ranges from $300 to $600 per hour; minimum 5 hours per engagement
Account minimum: $250,000 (ordinarily, but may be waived or reduced at discretion) Fee-only: Flat fees for financial planning: initial fee $3,000 minimum up to $50,000; renewal fee minimum $2,400 up to $40,000 annually; hourly fees $300-$600/hour with minimum 5 hours; capped hourly fee also offered; consulting fees negotiable ($600-$25,000 for investment consulting; $600-$2,500 for business/non-profit consulting); seminar/workshop fees negotiable per agreement
Main office location
Financial Design & Research
Albuquerque NM, United States
Number of offices
1
Most active in
Financial Design & Research has reported serving >5 clients in these states in the last 12 months.
New Mexico
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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