F
Financial First Advisors, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Financial First Advisors, Inc. provides financial planning and consultation services for individuals and families, including high‑net‑worth clients, trusts, estates and charitable organizations. Its advisory offerings cover portfolio analysis, retirement, tax, estate and insurance planning and typically culminate in a written financial plan following an initial complimentary consultation.
Advisors collect detailed client information and tailor recommendations across mutual funds, stocks, bonds, ETFs and separately managed accounts using fundamental, technical and cyclical analysis; the firm does not provide discretionary asset management or custody of client assets. Implementation assistance is generally available through the advisers’ registrations with a broker‑dealer and affiliated investment adviser, while clients remain free to implement recommendations elsewhere.
What is unusual for firms in this category is that Financial First relies on hourly and fixed planning fees and expressly does not offer asset‑management or percentage‑of‑assets‑under‑management fee programs or wrap fee services. Advisory representatives are also licensed to sell insurance and may receive commissions or trail fees, and the firm’s model emphasizes plan delivery with no routine ongoing reviews unless the client requests follow‑up, creating different service dynamics and potential conflicts than typical AUM‑based managers.
Client services
Financial planning
Expertise
General retirement planning
General tax planning
General estate planning guidance
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
Fixed fee for comprehensive financial plans from $500 to $10,000.
Advisory Representatives may receive commissions from securities transactions and insurance product sales; including 12b-1 fees from mutual funds.
$150 to $350 per hour, with a $500 minimum.
Fee-only: Hourly fees range from $150 to $350 per hour with a $500 minimum; Fixed fees range from $500 to $10,000 for comprehensive financial plans.
Main office location
Financial First Advisors, Inc.
5950 Symphony Woods Road, Suite 412
Columbia MD 21044, United States
Number of offices
1
Most active in
Financial First Advisors, Inc. has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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